Someone in the group woke me up with a sentence: Institutions not going on-chain is not because of volatility, but because they are afraid that "every step has to be taken with their own scapegoat."
In the past, they wanted to create a complete process: deposit with USDC/USDT → buy RWA → cross-chain rebalancing → compliant distribution. However, each step was scattered across different systems, standards were inconsistent, responsibilities were unclear, and before the money even moved, the process discouraged them.
Sei @SeiNetwork's Grid concept is very straightforward: gather and connect the

So awesome! $COCO @COCO_DOGE surged to 100M, last time it was recommended at 50M and now it has doubled.

I accompanied my fren for a late-night snack, and he was eating skewers while complaining:
"Being on the chain now feels like squeezing into the subway during rush hour—crowded, slow, and sometimes it just gets stuck. The most ridiculous part is that I just wanted to play a little game and casually swap some coins, but instead, my wallet is full of operations that feel like processing paperwork: it takes forever, and the fees aren't cheap either."
I wanted to laugh at him for being pretentious, but then he took out his phone and showed me:
"Playing on the chain" is similar; some chains are

Today is the winter solstice, and my fren who has "a bit of spare money" is bothering me again.
He sent an old question:
"I want to earn interest from US Treasury bonds, but I also want to be able to use it anytime for work on the chain. Can I avoid being stuck in a long process?"
I just happen to be at my mom's house, with a pot of water boiling in the kitchen, and the dumplings haven't been added yet. I replied to him:
"Sure, but you need to think clearly first - do you want the 'dumplings themselves' or the 'path from the kitchen to your mouth'?"
He: "You’ve started

I used to bring newcomers into the space, and the most common mistake isn't not knowing how to buy coins, but a single sentence:
“I’ve already funded my account, why is it still so complicated?”
Getting a newcomer to complete a “normal operation” is actually like a level in a game:
Money comes out of the exchange, and you need to find a reliable “bodyguard” to watch over it (security)
Entering the market requires enough funds, liquidity that can be moved (capital)
At each step, you need to check the price, slippage, fees, and deposit time (data)
You also need an entry point: wallets, fiat chan

I have a friend who does business with Web2 and asked me:
"Is there something like Yu'e Bao, where I can just leave it there without messing around, and can withdraw at any time?"
I directly showed him Arbitrum. The mainnet is like a blocked old road, stuck, while @arbitrum is like an overpass, really capable of handling volume (4,500+ TPS), and the ecosystem is lively (a bunch of Orbit L3s). The rules are mature (DAO + Rollup), so institutions dare to get on board.
I thought RWA would all disperse once subsidies stop, but it turns out Theo Network @Theo_Network's thBILL on @arbitrum actually

I have a friend who took over an old factory complex that nobody wanted.
The land isn’t bad, and the location is pretty good, but it’s just too much trouble: all sorts of approvals, fire safety, environmental regulations—all stuck at various points. Anyone who looks at it gets a headache, so the whole asset just lies there like that. Technically it’s an “asset,” but in reality, it’s half-dead.
Later, he brought in two teams:
One team was responsible for getting the roads, electricity, and internet all connected, turning the park into infrastructure that’s “ready to run at any time”—this is a l

I used to get sleepy whenever I heard about DeFi. My friends would pitch me all kinds of strategies, and I would just nod and pretend to understand, thinking to myself, “I’m definitely going to mess this up.”
Then I came across @Infinit_Labs’ Prompt-to-DeFi, and I clicked in just to see the joke, but it turned out to be super simple: no need to understand code.
For example, if I say “help me find a more stable yield strategy using ETH,” it automatically puts together a whole strategy for me, clearly stating the expected returns and potential risks. In the end, I just need to click confirm and

My cousin runs a coffee shop in Thailand, with half her customers being locals and the other half digital nomads working remotely. The payment methods are all over the place: card swipes, bank transfers, local e-wallets, and a bunch of remote orders settled in US dollars. Her biggest headache used to be two words: bottleneck. Customers would pay, but it would take days for the platform to settle, then more days for banks to clear funds. Meanwhile, she had to buy coffee beans, pay rent, and give wages to her staff. If cash flow stopped moving, everything would grind to a halt, and she’d have to

Some time ago, I wrote about Confidential Layer and $CLONE , and since then people have been asking about the current progress.
Recently, the project has actually been steadily moving upward:
According to official data, the bridge's 30-day transaction volume is about $24 million, which is almost 50% more than last month, indicating that more and more people are using it for cross-chain transactions.
Let me clarify the underlying logic in one sentence:
@ConfidentialLyr is a “privacy cross-chain bridge”; on one end, it connects to public chains like BTC, ETH, SOL, and Base, and on the other, it

Back when I watched the GME saga, I was like everyone else, just cursing at Robinhood for “only allowing selling, not buying.” It was only later that I learned: if the platform hadn’t halted trading during those days, it would have had to put up several times its net worth as collateral to the traditional clearinghouses. The old financial settlement system simply couldn’t handle the pace of the entire internet rushing in at once.
Someone who was on the front lines writing code back then really took this lesson to heart.
That person is @jayendra_jog, now one of the co-founders of Sei Labs.
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