Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$2,35

+12.38%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0,00 USD

XRP

$2,35

+12.38%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$2,35

+12.38%

Markets

Popularity

Market Cap

$143,07B

Volume

Circulation Supply

$183,52M

60,67B

As of now, XRP (XRP) is priced at $2,35 per coin. The circulating supply stands at approximately 60.676.393.849 XRP, resulting in a total market capitalization of $60,67B, Current market capitalization ranking : 4.

In the past 24 hours, XRP’s trading volume reached $183,52M, representing a +12.38% compared to the previous day. Over the past week, XRP’s price +26.93%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

GUSD Explained: A Stable RWA Investment Choice by Gate

Beginner

More XRP Article

XRP Price Prediction: On-Chain Transactions Surge—Can It Reach $2.40 by 2026?

Daily trading volume nears one million as XRP Ledger network activity hits a new record, with technical analysts charting a path toward $2.40.

A Strong Start to the New Year: US Spot Crypto ETFs Attract $670 Million in a Single Day as Institutional Capital Flows Back In

BlackRock’s Bitcoin Trust saw a single-day inflow of $287 million, leading a broad wave of capital recovery that started with Bitcoin and extended to Ethereum, Solana, and XRP.

Why Has XRP Failed to Hold Above $2? Technical Analysis Reveals Key Support Levels and Institutional Price Targets

The price chart for XRP on the Gate market page reveals a clear downward channel, with the price dropping from $2.10 in early December to around $1.85 by December 30.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

Potential Risks Associated with Using XRP for Financial Transactions

Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:

More XRP Wiki

The Latest News About XRP(XRP)

2026-01-05 22:59Moon5labs

XRP 接近看涨突破，ETF资金流入消耗了近1%的总供应量

2026-01-05 21:06Coinpedia

XRP 触及 2.28 美元高点：此次反弹能否突破关键的 2.35 美元阻力位？

2026-01-05 21:05UToday

Ripple 发送了 $652 百万美元的 XRP，价格瞄准 2.5 美元 - U.Today

2026-01-05 20:35CryptoNewsFlash

XRP 超越 BNB，随着现货ETF和机构需求引发2026年牛市

2026-01-05 19:36Crypto News Land

XRP 价格接近 2.00 美元，面临卖盘墙阻力，2.05 美元的阻力逐渐显现

More XRP News

MEVictim

2026-01-05 23:48

XRP price rallies from Fibonacci support, signals bullish momentum

XRP

+12.82%

YourPOP

2026-01-05 23:44

$XRP is MOONING

XRP

+12.82%

A钟灵

2026-01-05 23:42

1.6 Tuesday Morning BTC/ETH Silk Sharing The current market overall shows a slightly bullish pattern. From the indicator signals: MACD is above the zero line and maintains a golden cross pattern, with the momentum bars gradually strengthening, indicating that the short-term bullish momentum is still ongoing. In terms of operation, it is recommended to focus on buying on dips, paying attention to the support areas below, and gradually establishing long positions. Be aware that after the price reaches key resistance levels, there may be pullback pressure. After entering the market, set reasonable stop-losses to control risk. Buy Bitcoin in the 93,000-93,500 range, target 95,500 Buy ETH in the 3,190-3,210 range, target 3,350 $BTC $ETH $XRP #BTC行情分析 #ETH走势分析 #美联储降息 #美联储主席人选 #加密市场观察

BTC

+2.97%

ETH

+2.99%

XRP

+12.82%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

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