"Universal distribution of 10,000 dollars" could be received as early as October. Should we invest all in Bitcoin?

The Executive Yuan of Taiwan has approved a special budget plan for the universal cash distribution of 10,000 New Taiwan Dollars. If it successfully passes the third reading in early October, it could be in pockets by late October. This sudden “small happiness” coincides with the market frenzy where Bitcoin (BTC) price surged to 116,000 USD on September 15, and Standard Chartered announced a year-end target of 200,000 USD, prompting many to consider the thought of “directly buying BTC.” But is this really a guaranteed opportunity for profit?

Policy Background: Who Can Claim? How to Claim?

Eligibility to Claim:

1. Existing registered residents in Taiwan

2. People without household registration who obtain residence permits

3. Foreigners who have obtained permanent residency permission

4. Spouses from Mainland China, Hong Kong, Macau, and foreign spouses (with residency qualifications)

5. Taiwan government personnel stationed overseas for official duties.

Distribution methods: ATM withdrawal, online deposit, postal office counter service

Coverage: 16 banks, over 26,000 ATMs, nationwide coverage rate 84.23%

Redemption deadline: Expected until the end of April 2026

Bitcoin Market: Bullish News Everywhere, How Much Can You Buy for 10,000?

Current price: BTC approximately $115,000 (approximately NT$3.73 million)

Available to purchase: 10,000 yuan can buy approximately 0.0029 BTC

Bullish Factors:

1. The United States signs the “Genius Act” to establish a regulatory framework for stablecoins, indirectly benefiting the cryptocurrency market.

2. The global regulatory stance is gradually becoming clear, and institutional investors are accelerating their entry.

3. Standard Chartered Bank calls for a year-end target of $200,000, with some analysts even looking towards $250,000.

Risks and Opportunities Coexist: What Do Experts Say?

Although BTC's long-term trend is generally viewed positively, its high volatility cannot be ignored:

Historical Volatility: Multiple Halvings, Volatility Far Exceeds Stocks and Gold

Potential risks: regulatory policy shifts, exchange security incidents, macroeconomic impacts

Asset Allocation Suggestions:

For those with economic affluence: this 10,000 yuan can be regarded as “trial funds,” with a small allocation to BTC to become familiar with market operations and risks.

For those with tight finances: prioritize repaying high-interest debt or depositing into an emergency reserve to ensure financial security.

Proportional Control: BTC allocation is recommended to not exceed 5%-10% of total assets, to avoid the volatility of a single asset dragging down overall finances.

Smart Allocation Strategy: Maximize the Benefits of 10,000

Dollar-cost averaging: to avoid buying at a high point all at once, you can adopt a dollar-cost averaging strategy to spread the risk.

Pairing with stablecoins: Allocate some funds into stablecoins such as USDT, USDC, to flexibly respond to market fluctuations.

Pay attention to macro events: October FOMC interest rate decision and ETF approval progress may affect BTC price.

Establish stop-loss and take-profit: Set reasonable risk control points to avoid emotional trading.

Conclusion

This cash of 10,000 yuan is not only an opportunity for financial planning but also a chance to test investment discipline. Bitcoin is indeed expected to hit new highs before the end of the year, but high returns are inevitably accompanied by high risks. For most people, rational allocation, controlling proportions, and holding long-term are the keys to turning this “small happiness” into real wealth appreciation.