The U.S. Treasury has a 90-day deadline to formulate a strategic Bitcoin reserve plan.

The U.S. Congress is pushing forward an initiative that could change the national digital asset policy—the Department of the Treasury will submit a feasibility report on strategic Bitcoin reserves within 90 days. This plan may lay the groundwork for the United States to establish an official digital asset reserve and have a profound impact on the global crypto market.

HR 1566 Bill: Strategic Bitcoin Reserves Incorporated into Legislative Process

According to the latest passed HR 1566 bill, the U.S. Department of the Treasury must submit a feasibility report to the main committees of the House of Representatives and the Senate within 90 days after the bill takes effect, regarding the establishment of a strategic Bit reserve and a broader digital asset reserve.

The bill is part of the 2026 fiscal year appropriations for financial services and government operations, indicating that Bitcoin reserves have been incorporated into the core issues of national finance and asset management discussions.

Core Requirements: Comprehensive Planning from Custody to Network Security

The bill requires the Treasury Department to elaborate on how Bitcoin and other digital assets are presented on the federal balance sheet and to assess their impact on existing confiscation funds.

At the same time, it is necessary to clarify the custody model of digital assets, legal basis, cybersecurity protection, as well as the transfer and storage processes across institutions.

Lawmakers have also asked the Treasury to identify third-party contractors that can provide custodial services for the government to ensure reserves can withstand operational and cyber risks.

Strategic Significance: Bitcoin Enters National Asset Allocation Vision

If the plan is implemented, the United States may become one of the first major economies in the world to officially establish a strategic Bitcoin reserve.

Supporters believe that this will help hedge against the risks of declining purchasing power of the dollar and enhance the geopolitical influence of the United States in the digital asset space.

Political and Market Background: From Executive Orders to Congressional Promotion

Earlier this year, former President Donald Trump proposed the idea of establishing a Bitcoin reserve through an executive order, sparking heated discussions in the market and policy circles.

Senator Cynthia Lummis and others have proposed the “Bitcoin Bill” to encourage the government to strategically accumulate BTC.

However, the relevant legislation is progressing slowly in Congress, and the lack of a clear framework has left the encryption industry in a wait-and-see attitude towards the government's stance.

Future Challenges: Uncertainty of 90-Day Deadline and Policy Implementation

Although HR 1566 sets a clear 90-day deadline, whether the final report can be translated into actual policy still depends on the coordination among Congress, the Treasury Department, and regulatory agencies.

Market observers point out that if the United States initiates a strategic Bitcoin reserve, it will not only affect the long-term supply and demand pattern of BTC, but may also encourage other countries to follow suit, starting a “national-level Bitcoin reserve competition.”

Conclusion

The “90-day countdown” that the U.S. Treasury is about to face is not only a policy study but could also be a significant turning point for the global digital asset market. For investors, the conclusions of this report and subsequent actions will become key signals for observing the long-term value of Bitcoin and national-level adoption trends.