SEC ends Ripple lawsuit! XRP consolidates at $3.20, aiming for a breakout at $3.50.

The U.S. Securities and Exchange Commission (SEC) has officially announced a settlement agreement with Ripple, ending nearly five years of legal disputes. This move is seen as an important step toward clarification in cryptocurrency regulation, with market sentiment noticeably improving. Ripple (XRP) is currently stable in the $3.20 range, and technical analysis shows that if it breaks through the $3.38 resistance, it may challenge the $3.50 mark or even higher.

Ripple lawsuit concludes, regulatory focus shifts to policy-making

(Source: SEC)

The SEC announced on August 7, 2025, that it has jointly submitted a motion to withdraw the protocol with Ripple, ending the appeal process in the United States Court of Appeals for the Second Circuit. The district court’s previous ruling imposing a $125 million fine on Ripple and issuing an injunction will remain unchanged.

The SEC also approved Ripple’s exemption under Regulation D, removing the “bad actor” label, making it easier for them to raise funds from qualified investors. The SEC chairman and commissioners stated that the next focus will be on creating a clear regulatory framework for Crypto Assets and launching “Project Crypto” to advance the integration of tokenized assets and decentralized finance.

XRP price remains stable with strong demand at low levels

XRP is currently priced at 3.20 USD, with a slight increase of 0.26% during the day, holding steady above the support level of 3.15 USD. In the past two days, this price level has received support from buyers multiple times, indicating sufficient demand at lower levels.

The resistance levels above are at $3.33 and in the range of $3.35–3.38, where selling pressure has historically appeared. If the daily closing price breaks above $3.38, it will open up space to rise to $3.50 or even $3.65.

On-chain data and institutional movements support bullish sentiment

On-chain monitoring shows that the number of large transactions exceeding 1 million dollars has increased, indicating that whales are actively accumulating in the range of 3.10–3.20 dollars.

Institutional investors’ attitudes towards XRP are also improving, partly because the market generally believes that Ripple’s regulatory issues have been resolved. Although XRP’s open interest in the derivatives market still lags behind Bitcoin and Ethereum, the positive funding rate indicates that leveraged traders still lean towards bullish positions.

XRP Technical Analysis: Bullish Structure Intact

RSI: Currently at 59, indicating sufficient bullish momentum but not overheated.

MACD: Staying above the signal line, with a moderate increase in the histogram, suggesting that the market is in the accumulation phase.

Moving Averages: The price is above the 50-day moving average (3.05 USD) and the 200-day moving average (2.82 USD), indicating a clear mid-term bullish trend.

Short-term traders can look for entry opportunities at $3.15–$3.18, with a stop loss set below $3.05; swing traders can wait for a breakout above $3.38, targeting $3.50–$3.65.

Conclusion

The conclusion of the Ripple lawsuit has not only eliminated long-term uncertainty for XRP but has also opened a new chapter for cryptocurrency regulation in the United States. With whales accumulating, institutional funds returning, and the technical aspect maintaining a bullish structure, XRP is expected to accelerate upward after breaking through $3.38, challenging $3.50 or even higher price levels. For more real-time market data and on-chain analysis, please follow the official Gate platform.