Kiwoom Securities's robo-advisor rises to market leader with a 133.25% annual return rate

Kiwoom Securities’ robo-advisor algorithm “Kiwoom Momentum” set a record for the highest return in the past year on the testing platform of Korea Securities Information Service, drawing renewed attention to performance competition in AI and algorithm-driven asset management services.

On April 14, 2026, Kiwoom Securities announced that “Kiwoom Momentum” achieved a return of 133.25% over the past year. This is the highest among 438 algorithms from 43 financial institutions registered on the Korea Securities Information Service testing platform. Robo-advisors are automated systems that assist or replace human judgment in asset allocation and investment decisions, and have recently become a core tool for securities firms and asset management industries to meet the demand for non-face-to-face asset management.

The Korea Securities Information Service testing platform was established in 2016 as a verification platform to test whether robo-advisors can operate stably and consistently in real market environments. It not only focuses on returns but also examines the effectiveness and stability of algorithms, as well as compliance with investment advisory and entrusted asset management rules. From the perspective of financial consumers, performance in this recognized testing environment is more objectively comparable than promotional materials from individual companies, making it highly significant.

Kiwoom Momentum is based on a “momentum strategy” that focuses on investing in assets showing strong upward trends. In simple terms, it is a method of screening and investing in stocks that maintain relatively strong momentum in the market. Additionally, the algorithm incorporates asset allocation functions, adjusting the proportions of stocks and bonds as market conditions change to reduce risk. Its structure aims to improve investment efficiency by actively pursuing gains during rising markets and adopting defensive measures when volatility increases.

This algorithm has been practically applied in the “AllocAI Momentum Robo-Advisor Laboratory” product and has been in operation. Since its launch in 2017, as of March 31, 2026, the net assets of this product reached 2.08 billion Korean won. Kiwoom Securities explained that this performance is the result of their long-term accumulated investment strategies and the market recognition of their robo-advisor technological strength. As the securities industry reduces fee burdens and the demand for customized asset management grows, competition for algorithm-based service upgrades is likely to become even more intense in the future.