Vitalik just announced that the Hegota upgrade will focus on smart accounts, indicating that the Ethereum team is fully committed to solving the 'usability' issue.

And our current project, ZKsync, actually started earlier. It natively supports AA account abstraction. Now that the Ethereum mainnet is aiming to make this feature standard, it means the future trend will be ‘smart accounts + asset RWA tokenization’.
In the future, everyone won’t need to remember private keys, bank assets will also be on the chain, and the underlying computational nodes will be the most stable ‘digital printing presses’.
Our current evangelism is laying the groundwork for future digital banks.