Looking At The Narrative For Standard Chartered LSE STAN After Subtle Valuation Shifts

Simply Wall St

Wed, February 11, 2026 at 11:09 AM GMT+9 5 min read

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STAN.L

-5.74%

MS

-2.45%

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Updated valuation narrative

The fair value estimate for Standard Chartered has shifted from £17.29 to £17.91, with only slight adjustments to the discount rate and revenue growth assumptions sitting behind that change. Rather than a full reset of the story, this reflects how recent Street work is fine tuning the narrative around what the bank’s existing franchise could be worth if current expectations play out. Stay with this article to see how you can keep on top of these moving assumptions and the evolving story around the stock.

Stay updated as the Fair Value for Standard Chartered shifts by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Standard Chartered.

What Wall Street Has Been Saying

🐂 Bullish Takeaways

Across recent reports, analysts at Morgan Stanley, JPMorgan and Citi have moved their price targets higher, which signals growing confidence in what Standard Chartered could be worth if current expectations are met.

Morgan Stanley set a price target of 2,122 GBp on 14 January 2026. This points to a more constructive stance on the bank’s ability to execute on its plan and sustain the quality of its franchise.

Citi’s Andrew Coombs lifted the firm’s price target to 1,775 GBp from 1,675 GBp on 9 January 2026 while maintaining a Neutral rating. This suggests recognition of progress on execution and cost discipline, even if he sees the risk or reward as more balanced at current levels.

Across these updates, the common thread is that analysts are willing to reward the company for better perceived execution and earnings visibility. They are still flagging that valuation, some near term risks and how much upside is already priced in remain active discussion points.

🐻 Bearish Takeaways

The available commentary includes at least one Neutral rating from Citi, which signals that some analysts see the shares as fairly valued relative to current expectations despite the higher price target.

Within these more cautious views, the key reservations cluster around how much potential upside is already reflected in the share price, the risk that near term developments could challenge the execution story and whether recent progress justifies further re rating from here.

Do your thoughts align with the Bull or Bear Analysts? Perhaps you think there’s more to the story. Head to the Simply Wall St Community to discover more perspectives or begin writing your own Narrative!

Story Continues  

LSE:STAN 1-Year Stock Price Chart

What’s in the News

Standard Chartered is working on a potential crypto prime brokerage within its SC Ventures unit. Discussions are reported to be at an early stage, and the structure could sit outside some Basel III capital rules on digital assets, according to Bloomberg.

The planned crypto prime brokerage would add to the bank's existing digital asset offerings, which already include Zodia Custody, and would be positioned as an expansion of its crypto services footprint.

Peter Burrill has been appointed interim Group Chief Financial Officer from 10 February 2026, stepping up from his role as Group Head, Central Finance and Deputy CFO. He will continue to be based in London, reporting to Group Chief Executive Bill Winters.

Outgoing CFO Diego De Giorgi is leaving to pursue an external opportunity. The board has set 24 February 2026 for a meeting to review results for the year ended 31 December 2025 and to consider a final dividend.

How This Changes the Fair Value For Standard Chartered

Fair value was revised from £17.29 to £17.91, representing a small uplift in the modelled central estimate.

The discount rate was adjusted slightly from 8.38% to 8.40%, representing a marginal change in the required return assumption.

Revenue growth was moved from 4.73% to 4.86%, representing a modest change in the projected top line growth rate.

The net profit margin was updated from 25.33% to 25.39%, representing a very small change in expected profitability.

The future P/E was moved from 10.39x to 10.67x, representing a slightly higher valuation multiple applied in the model.

🔔 Never Miss an Update: Follow The Narrative

Narratives on Simply Wall St let you connect the story you believe about a company with the numbers behind it, including your view on future revenue, earnings, margins and fair value. Each Narrative links a clear thesis about the business to a forecast and a fair value, then compares that to the current share price to help you decide when to act. Narratives live in the Community section, are easy to follow, and update automatically as new news or earnings come through.

If you want the full story behind the latest fair value work on Standard Chartered, start with the original Narrative on the company.

How growth in emerging markets, digital banking ventures and crypto initiatives, including digital assets and stablecoins, feed into projected revenue, earnings and margins.

Which risks around rates, volatile markets, digital execution and emerging market exposure could challenge the earnings path set out in the forecasts.

How the current share price around £13.60 compares to the analyst consensus fair value of £13.49, and what assumptions you would need to share to agree with that view.

Head to the Simply Wall St Community to follow the Narrative on Standard Chartered here: STAN: Future Returns Will Depend On Crypto Expansion And Execution Consistency, and stay in sync as new data and views come through. Curious how numbers become stories that shape markets? Explore Community Narratives

_ This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned._

Companies discussed in this article include STAN.L.

Have feedback on this article? Concerned about the content? Get in touch with us directly._ Alternatively, email editorial-team@simplywallst.com_

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