📢 Is Cryptocurrency Entering the "Licensed Driving" Era? A Deep Dive into the CLARITY Act

If you follow Web3 or hold crypto assets, you've probably heard about the CLARITY Act recently. It's not just a document; it's a watershed moment that will determine whether your assets are "legitimate and compliant" or in the "gray area."
🧐 What is the CLARITY Act?
Simply put, it’s like a set of **"traffic rules"** for the chaotic crypto world.
In the past, the SEC (Securities and Exchange Commission) and CFTC (Commodity Futures Trading Commission) often argued over "who should regulate cryptocurrencies," causing confusion for projects and investors alike.
The core of the CLARITY Act boils down to two things:
1. Separation: Clarify who is a "commodity" (like gold, regulated by CFTC) and who is a "security" (like stocks, regulated by SEC).
2. Qualification: As long as a project is sufficiently decentralized (no one is manipulating behind the scenes), it can be classified as a "digital commodity," thus avoiding being repeatedly prosecuted as a security.
🌟 Why is this important to us?
• Safer Funds: Requires exchanges to separate user funds from company funds, preventing tragedies like the FTX misappropriation.
• More Confident Investments: Large institutions (like pension funds and insurance companies) have been hesitant to enter due to legal uncertainties. With the law in place, big money can come in, increasing your assets' growth potential.
• Greater Convenience: The law provides federal recognition for stablecoins (like USDC), making it legal and simple to use digital dollars for coffee or payroll in the future.
🚀 What is the current progress?
• Passed by the House: In July last year, the U.S. House of Representatives overwhelmingly approved it.
• Senate Negotiations: It is currently in a critical review stage in the Senate.
• Latest Trend: Industry leaders (such as Ripple CEO) predict that as the industry reaches consensus with banks, there is a high chance the law will be officially enacted in the first half of 2026 (expected before the end of April).
💡 Summary:
The CLARITY Act is not about killing cryptocurrencies but about legitimizing them through compliance, transforming them from "non-mainstream" to "mainstream finance." Although regulations are stricter, the path is broader.
In-Depth Analysis of Cryptocurrency Legislation
This video, provided by a professional financial news organization, features interviews with legislators and experts, visually demonstrating how the CLARITY Act aims to end the chaos in the crypto market by delineating regulatory authority.
Want to know which coins will be classified as "securities"? Feel free to leave a comment and discuss! 👇
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