Why is a fixed interest rate more attractive than a floating interest rate?

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The flexibility of floating rates essentially shifts uncertainty onto borrowers; a slight change in utilization or a run on funds can cause costs to spike instantly, and even the best strategies can be interrupted by execution risks. Long-term capital fears not just a small loss, but a loss that lacks logic, boundaries, and contingency plans.

TermMax's fixed interest rate turns trading from guessing rates into calculable ones:

- You lock in funding costs first, making it possible to discuss maturity matching and position management

- You can define profit and risk boundaries in advance; strategies can be replicated, backtested, and scaled

- You don't need to monitor utilization curves and interest rate fluctuations daily, reducing passive rebalancing and friction costs

- Is it also more friendly to lenders? Returns are more predictable, and capital allocation resembles real cash flow assets rather than drifting with market sentiment

Having been deeply involved in DeFi for some time, I value not short-term APR but structure—such as fixed interest rates signifying discipline, controllability, and the ability to advance DeFi from a speculative game to a market where capital can stay long-term.

#TeamOrder #TermMax @TermMaxFi