2026-01-13 16:47:11

Stop calling everything Web3. What we're really building here is Finance 2.0.

Think about it—DeFi protocols, trading platforms, staking mechanisms, liquidity pools, token economics... these are financial innovations first. The decentralized infrastructure? That's the enabler, not the brand.

Web3 sounds like a technological revolution. Finance 2.0 is what it actually is: better-designed, more transparent, less gatekeeping. Users don't care about the blockchain under the hood. They care about lower fees, real ownership, and systems that work 24/7 without intermediaries.

The winners won't be the ones shouting "Web3 this, decentralization that." They'll be the ones solving real financial problems—faster settlements, better yield, accessible markets. Call it what it is. Finance 2.0 just hits different.

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LiquidationTherapist

· 4h ago

Hey, this old guy is actually quite sober. The term Web3 has really been overused. Hey, don't just shout Web3, it's really Finance 2.0. No matter what you say, isn't it just about making money and saving on fees... much more important than the concept. The name Finance 2.0 is indeed more impactful. No more pretending, that's just how it is.

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LiquidationKing

· 18h ago

You're absolutely right. The term Web3 has been overused for a long time; talking about Finance 2.0 is the real truth.

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BlockchainRetirementHome

· 21h ago

Haha, you're right. The jargon in Web3 is indeed outdated.

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MiningDisasterSurvivor

· 01-13 17:13

Uh... another rebranding and renaming trick. I heard this set back in 2018, it was called the Blockchain Revolution at the time, then Web3, and now it's called Finance 2.0? To put it simply, it's still the same thing, just a different name to deceive new investors.

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TokenDustCollector

· 01-13 17:07

That's right, the term Web3 has been overused in marketing now, it sounds empty. That said, the projects that truly make money are still the pragmatic ones; don't just keep shouting slogans all day. Finance 2.0 is indeed more straightforward, but few can actually implement it. There's nothing wrong with this logic; the key is execution capability, which is the real king. Agreed, users don't really care what it's called, as long as there's profit.

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RealYieldWizard

· 01-13 17:07

That's right, the term Web3 has been overused and is just a marketing gimmick. What truly attracts us are those that can solve problems and make money.

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NeverPresent

· 01-13 17:06

In simple terms, financial innovation is just wrapped in a layer of technology; users don't really care about decentralization—they just want to save on fees.

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ParanoiaKing

· 01-13 16:56

That's right, the term Web3 has been overused; at its core, it's just financial innovation.

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AirdropNinja

· 01-13 16:52

Well said, I've been wanting to criticize the term Web3 for a long time. Indeed, flashy conceptual packaging is less practical than actual earnings in the wallet. After playing for so long, we're still stuck on "decentralization," but truly popular projects still rely on low fees and stable returns—things that are real and tangible. Brother Dong, I respect this line of thinking. Exactly, finally someone said it. Stop with that nonsense; letting users make money is the real key.

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