The Whale is Accumulating Bitcoin at an Unprecedented Rate: Is BTC Being Undervalued?

The crypto market is witnessing a very notable phenomenon: Bitcoin “Whales” are accumulating BTC at an unprecedented rate in history. What’s particularly interesting is that large-scale buyouts usually occur at market bottoms — but this time, the accumulation activity is happening when Bitcoin is around the $90,000 mark. History Shows Whales Always Buy at Low Prices Looking back at on-chain data over the years, it’s clear that large-scale whale BTC accumulations often occur during the following periods: January 2021May 2021November–December 2022August 2024April 2025November 2025And most recently, January 2026 The common point among most of these periods is that Bitcoin was either in a low-price zone or immediately after a strong correction. Whales typically act when they believe the market has bottomed out and is about to enter a new growth cycle. What Is Happening at the $90,000 Level? This time, the situation seems different. Bitcoin is no longer at a deep bottom but is fluctuating around the $90,000 mark — a price many retail investors consider “too high” to buy more. However, data shows that whales continue to buy aggressively. This raises a big question: Are large institutions and experienced investors still undervaluing Bitcoin, even at the $90,000 level? Whale Perspective: Are They Looking Beyond the Market? Unlike retail investors, who are often driven by emotions and short-term volatility, whales tend to have a long-term vision: They might be betting on a new growth cycle for Bitcoin in 2026–2027They may believe that widespread acceptance of Bitcoin by major financial institutions will push prices much higherOr they are preparing for a supply shortage as the amount of BTC on exchanges continues to decline In the context of Bitcoin ETFs continuing to attract capital, exchange supply shrinking sharply, and institutional funds quietly flowing in, the $90,000 level could just be a “accumulation zone” before entering a major wave. What Should Investors Understand from Whale Behavior? History shows: 👉 When whales accumulate heavily, the market is often preparing for a major trend. 👉 When whales distribute, it’s usually a warning sign of cycle top. The continuous BTC accumulation by whales at high prices like now indicates they are not worried about short-term risks but are betting on a long-term growth future for Bitcoin. Conclusion While it’s difficult to definitively predict what will happen next, one thing is very clear: Whales are acting as if Bitcoin is still undervalued. And in the past, going against whales has rarely been a wise strategy. The market may still experience significant volatility in the short term, but what whales are doing suggests they are preparing for a much bigger story ahead.