**How to Play the Double Yield Strategy of Stablecoin Wealth Management + LSDFi?**

Recently, many exchanges have been promoting stablecoin wealth management activities. I’ve taken a close look at some of the popular combination schemes on the market today. Starting from a real case, let’s discuss how to use USD1 in conjunction with the LSDFi protocol to build a "principal protection + value appreciation" wealth management framework.

**Part 1: Basic Returns of Stablecoin Savings**

Taking USD1 as an example, a leading exchange currently offers a flexible savings product for new users with an annualized return of about 20% (limited-time subsidy, until the end of January). The first 50,000 USD1 follow a tiered yield structure, with no lock-up period for deposits or withdrawals. In other words, investing 10,000 USD1 can earn about 0.55 USD daily passively. Compared to other stablecoin savings products, this yield rate is 3-5 percentage points higher—mainly because USD1 carries a liquidity premium.

**Part 2: Leveraged Mining in the BNB Chain LSDFi Ecosystem**

With stablecoins in place, the next step is to make them grow. On the BNB chain, there is an LSDFi protocol with a high TVL ranking. Its core logic is a combination of staking and lending:

For a conservative strategy, you can directly stake BNB to convert into the corresponding LST product, which will automatically accumulate two types of returns—transaction fee sharing from DEXs and staking rewards. The annualized yield of such LP products generally ranges from 4-6%, effectively making your BNB generate passive income in the background.

If you want more aggressive returns, you can use LST assets as collateral to borrow stablecoins and then invest in other yield protocols. This creates a nested yield structure. The key is to control the leverage ratio carefully to avoid overexposure.

**How to Combine These Strategies?**

Simply put: first, invest idle funds into stablecoin savings to lock in basic returns; then, use part of the earnings or incremental funds to enter the LSDFi ecosystem, leveraging staking and lending to achieve multi-layered yield stacking. This approach balances risk and return better than holding assets alone.

Of course, all yield promises are based on the current market environment. Future policy changes or market adjustments may affect actual returns. Always do thorough research before making any investment decisions.