Here's a tough question worth asking yourself: if you're loading up on defensive stocks pulling in 5-7% returns, what's actually going to push you higher when the market starts moving? You're looking at growth potential capped at 2-3%, maybe less.

The math doesn't always work out, does it? You get paid decently to sit tight in boring names, sure. But ask yourself—are you genuinely locked out of better opportunities? In a market rotation, those steady 5-7% yielders can turn into money traps real quick. You're collecting a decent coupon while missing the real alpha moves happening elsewhere.

It's a classic trade-off that catches a lot of investors off guard. Solid income now, but zero excitement on the upside. Sometimes the "safe" play ends up being the expensive one.