In 2020, I was 25 years old with 60,000 yuan in my pocket. At that time, most people around me chose bank deposits, but I made a different decision—diving directly into the crypto world and starting a long-term dialogue with digital assets.



Over five years, from a small retail investor to assets exceeding 40 million yuan by May 2025, the ups and downs are enough to write a book. Today, I want to share what I’ve learned, hoping to inspire you.

**Fund Management is the Lifeline**

The biggest lesson is not to invest everything at once. My habit is to divide my money into five parts and only operate with one part each time. What’s the benefit of doing this? It keeps my mindset stable. I also set a strict rule—if losses reach 10%, I withdraw, no negotiations. Losing 10% five times means a 50% loss, but the gains can be much more. Staying calm when caught in a downturn helps me realize I won’t die from it.

**Trend Is More Important Than Prediction**

When the market falls, don’t think about bottom-fishing—that’s a gambler’s game. True buying opportunities appear during pullbacks in an uptrend. Entering at these points is much safer than waiting for the bottom. Follow the trend, using daily charts, 30-day, 84-day, and 120-day moving averages to confirm direction—whichever line turns upward, I follow that trend.

**Choosing Coins Matters**

I try to avoid those mainstream coins or altcoins that surge wildly. Fast-rising assets often have large pullbacks and are easy to get trapped in. Picking coins requires some insight—don’t follow the herd out of curiosity.

**Technical Indicators and Trading Volume**

MACD is a tool I often use. When DIF and DEA cross below zero and then break above zero, it’s a buy signal; when they cross below zero from above, consider reducing your position. Also, trading volume is especially important—when the price breaks out at low levels with increased volume, it often signals a big opportunity knocking.

**Adding Positions Is a Trap**

I’ve fallen into this trap before. Adding to a losing position? The more you add, the more you lose, and in the end, you might not even break even. Remember this logic: cut losses when needed, only add when profitable. The order must not be reversed.

The crypto market indeed has uncertainties and risks, but opportunities exist as well. The key is to have a clear understanding of the risks, stay rational and calm, and use steady strategies to handle every market fluctuation.
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ContractTestervip
· 01-09 07:32
Good grief, from 60,000 to 40 million... this story sounds a bit risky to listen to --- Remember to split into five parts with this trick, so you don't go all-in and lose everything --- The saying that "adding to a losing position is a trap" hits hard, I lost a lot because of this before --- Bottom fishing is a deadly disease, I used to have this problem, but I’ve changed and survived --- Is this moving average strategy reliable? Has anyone tested it in practice? --- The key is still the mindset, otherwise even the best strategy is useless --- Making so much in 5 years... I really don’t believe it, I still need to try myself --- The discipline of a 10% stop-loss is really tough, most people simply can't do it --- Suddenly remembered myself going all-in on a certain coin before, that was really stupid
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BoredWatchervip
· 01-08 18:11
From 60,000 to 40 million, this story is well told, but it feels a bit lacking in blood and tears. Splitting bets into five parts is indeed a safe move; mindset really is the cornerstone of making money, I have to say. I have deep experience with the rebalancing part; adding to positions while setting stop-losses is basically a dead end. I've also fallen into traps chasing trendy coins out of curiosity; now I’d rather miss out than rush in. How about using this set of moving average combinations? Is it more reliable than just looking at daily charts? Setting limits for stop-loss at 10% and adding to positions shows discipline that ordinary retail investors simply can't achieve. In 2020, at 25 years old, going all-in on crypto—honestly, that’s quite a bold move. A volume breakout is actually a signal of the main force supporting the market; experienced traders all understand this. I also often watch for MACD crossovers, but sometimes they fail so quickly it’s frightening. From a small investor to 40 million, how many times did I have to cut losses along the way?
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0xLuckboxvip
· 01-06 15:46
Sixty thousand turns into forty million, this story sounds a bit unbelievable, but that 10% stop-loss rule is really reliable. Wait, the idea that averaging down is a trap—I need to remember that. I've died that way before. Following the trend is correct; waiting passively for the bottom is truly a gambler's approach, I admit. How do you use the moving averages? Can you explain in detail? Where does the 84-day moving average come from? The five-part capital management method sounds simple, but the real challenge is maintaining the right mindset during execution. This guy's logical chain is indeed clear, not like those self-media types who just boast nonsense. Volume expansion and breaking through at low levels have indeed triggered several big moves before. I've also learned my lesson with explosive coins; the retracements are ruthless. The phrase "cut losses when in loss" should be engraved in every crypto enthusiast's mind. I just want to know how to endure so many retracements over five years—how strong must one's mental resilience be?
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RektButAlivevip
· 01-06 15:41
60,000 turned into 40,000,000, this story really made my heart feel a bit uncomfortable Wait, is adding to positions really a trap? I lost money this way before I also use the moving average crossover strategy, but where does the 84-day line parameter come from? That's a bit outrageous Having the courage to directly invest 60,000 in the crypto space is really bold I need to learn the iron rule of a 10% stop loss, I always hesitate to cut losses
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LuckyBearDrawervip
· 01-06 15:31
From 60,000 to 40 million, that multiple is indeed incredible, but to be honest, I'm still a bit hesitant about adding to my position. Everyone's right; execution is really difficult, and maintaining the right mindset is the hardest part. I've tried this set of moving average combinations, and I feel it still needs to be adjusted according to one's risk appetite. I agree with the 10% stop-loss; it's much more reliable than holding on blindly. However, I still can't resist trying to play with altcoins, just as paying tuition fees, haha. Splitting funds into five parts is something I currently use, and it really helps me sleep peacefully.
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