What will 2026 be like? Central banks around the world are still printing money to hedge against inflation. How should individuals live their lives?



Rather than being swept away by this wave, it's better to first establish your underlying logic. The most valuable investment is investing in yourself.

First, enforce a savings rate of at least 20%. Don't listen to those motivational clichés; true peace of mind comes from a coin account. Credit expansion is a double-edged sword; disciplined cash flow management is your last fortress.

Second, switch your phone to grayscale mode. It sounds trivial, but algorithms are constantly stealing your attention. Take it back, and you reclaim the right to think.

This is not about escaping the wave, but about living more clearly within it.
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WalletWhisperervip
· 10h ago
ngl the 20% forced savings thesis tracks with what i'm seeing in wallet clustering patterns... behavioral discipline >> market timing every single time. most retail don't even realize their attention economy bleed is literally quantifiable.
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degenonymousvip
· 01-06 16:27
That's right, but the problem is, what's the use of saving 20%? The money is still depreciating. I've tried the black and white mode, gave up after three days haha. No need to overthink algorithms; the key is to have some skills yourself. I've seen through the central bank printing money long ago. Instead of stressing over it, it's better to get on board. People without idle money reading this article are just self-inflicting pain. Investing in yourself is not wrong, as long as you know how much you're worth. Saving money is really just basic operation; only those who can beat inflation are truly winning. 20% is too little; I think it should be 50%. Black and white mode or whatever, it's better to just spend less time on your phone. It's too late to say these now; you should have started saving a year ago. This set of theories sounds clear, but implementing them still depends on opportunities.
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hodl_therapistvip
· 01-06 15:40
Hmm... 20% savings sounds right, but most people can't even save 5%, and that's the real problem. I've tried the black and white mode, and honestly, it’s a bit addictive and less distracting. But to be honest, compared to changing your phone, the key is to break the habit of scrolling news every day. Regarding the central bank printing money, instead of guessing what will happen in 2026, it's better to take action now. That's right, you are your best investment. This logic is clear, but I'm worried that most people will finish reading and then go back to their old habits, haha.
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TxFailedvip
· 01-06 12:57
ngl the 20% savings thing hits different when you've actually watched your stables get rekt during a bank run... learned that one the hard way
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TokenRationEatervip
· 01-06 12:54
Saving 20% sounds easy, but only by sticking to it do you realize how hard it really is. However, compared to being cut by inflation, it's definitely worth it. I've tried the black-and-white screen trick, and it really helps break some mindless scrolling habits. The central bank printing money... we retail investors can't change that either. It's better to focus on managing ourselves first. The most frightening thing is when you have no cash on hand. Staying calm through sudden surges and drops—that's true security. I think changing to a black-and-white screen is a bit exaggerated, but the coin account part definitely needs attention. It's still a few years until 2026. Instead of worrying blindly, it's better to start saving now. The simplest methods are often the most effective. In an era of credit expansion, don't think about getting rich by borrowing money—that's just a story. The idea of "thinking power" is a bit extreme, but algorithm recommendations are definitely wasting our time.
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NFTragedyvip
· 01-06 12:47
The coin account part was spot on, much more reliable than those crypto influencers shouting calls. --- I need to try the black and white mode; I always feel like my brain is being emptied when scrolling on my phone. --- Saving 20% is really difficult; my salary is gone by the time I get it, so how can I talk about investing myself? --- As for the central bank printing money, we small retail investors are the last ones to take the blame. --- Instead of worrying about 2026, it's better to just quit your phone first. I agree with this advice. --- Cash flow discipline is indeed key, but most people can't even stick to keeping accounts. --- Investing in yourself isn't wrong, but the prerequisite is that you have spare money to invest. --- This feels like the real financial advice—no tricks, no cutting leeks. --- I'm clear-headed now, but my account still looks the same.
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rugged_againvip
· 01-06 12:40
I've tried the coin account system a long time ago, but few can stick with it. When the central bank prints money, we get cut along with it. Ultimately, we still have to rely on ourselves. The black-and-white mode trick is really clever. If you can't keep up with short videos, you'll wake up haha. 20% is too conservative, I'm saving 35% now. Speaking of 2026, what will it really be like? When will this wave of inflation ease up? Instead of worrying, it's better to focus on self-improvement. That's right. This is the proper way to manage finances, not those schemes to cut the leeks.
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