Jumping into crypto? Yeah, there's real risk involved. Price swings can be brutal, projects fail, markets get shaken by regulation—you could lose your shirt.

But here's the thing nobody talks about enough: staying out entirely? That's a risk too. If crypto keeps evolving as financial infrastructure, sitting on the sidelines while everyone else builds positions means missing potential upside. Meanwhile, inflation erodes traditional savings, and centralized finance has its own instability.

The actual play isn't crypto vs nothing. It's about sizing your position right, doing homework on what you're holding, and accepting that both choices come with tradeoffs. Your risk tolerance, time horizon, portfolio mix—those matter way more than the binary.