2026-01-06 03:29:52

Regulatory misalignment is becoming a major headache for crypto institutions. The EU's MiCA went live in January 2025, while the US GENIUS Act kicks in by 2027, and the UK is rolling out draft rules targeting the same timeframe. The problem? These frameworks don't play nicely together. Each region has different stablecoin requirements and compliance timelines, forcing institutions into an awkward position. Major players are launching pilot programs to test the waters, but they're sitting on capital rather than deploying it aggressively. Timeline clashes mean they can't move money confidently across borders, and conflicting stablecoin rules add another layer of complexity. Until regulators find some common ground, expect institutions to remain cautious about their crypto commitments.

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Degen4Breakfast

· 01-08 14:21

Regulatory fragmentation is really driving institutions crazy; working independently makes it impossible to operate.

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DefiVeteran

· 01-06 13:51

Regulatory fragmentation is truly extreme, with three different sets of rules in three places, and institutions are stuck. EU, US, and UK each do their own thing, and the requirements for stablecoins are also different... Who can handle this? Capital is all parked in accounts, waiting for what? Just waiting for regulators to have a good chat. Cross-border transfers now are like going through customs; you have to look at the faces of three officers.

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VitalikFanAccount

· 01-06 03:53

NGL, this is just the old trick of traditional finance, with regulators each doing their own thing, and institutions being spun around... It's really absurd to sit on money and do nothing.

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DataChief

· 01-06 03:51

It's the same old trick... Regulators in different countries do their own thing, and institutions just have to get caught in the crossfire. With such a variety of stablecoin regulations, cross-border transfers have really become a nightmare. These big institutions, even with money, don't dare to spend it, just waiting to see when regulators will sit down and have a proper chat. MiCA, GENIUS, UK rules... each name more intimidating than the last, but in the end, they fight each other, it's hilarious. Capital is depreciating in their hands, and they'd rather stay locked up than make reckless moves.

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CommunitySlacker

· 01-06 03:34

Regulation is causing institutions to be overwhelmed, with a bunch of rules conflicting with each other, and they don't even dare to move their money.

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GasFeeGazer

· 01-06 03:34

Regulatory game keeps repeating, it's really annoying --- Different policies in various countries, institutions can only hold back, capital is frozen? Isn't this just a disguised way of harvesting retail investors --- mica, genius act, UK draft... naming them is so complicated, but execution is bound to get messy --- Wait, each country has its own stablecoin rules... who designed this... --- Big institutions are all watching, retail investors are even worse off, who dares to do cross-border transfers --- Compliance costs are too high, and if this continues, crypto liquidity will only get worse --- We have to wait for regulators to "find common ground," I think at least another three to five years --- So, does that mean everyone entering now is just cannon fodder?

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PanicSeller

· 01-06 03:30

Here we go again with this set? Regulators from various countries each blow their own horn, while institutions can only hide in the corner counting money, fearing they might accidentally hit a landmine.

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