Last night around 11 PM, my roommate was freaking out: the rent needed to be credited by early Sunday morning, and he was waiting in line at the bank for a transfer. He almost had to call the landlord. He asked me, "Will the on-chain confirmation get stuck?" I told him to use Revolut to transfer USDC to a Polygon address. It arrived in two seconds, with ridiculously low fees... I was immediately hyped.

This is also why I’ve recently been revisiting @0xPolygon: aiming to make "payments" the main focus by 2025 (Sandeep announced: even crazier next year)—Revolut has accumulated $810M, Stripe processes over $75M, and P2P stablecoins hit $7.12B in November. The protocol side is still aggressively pushing Gigagas: 1,000 TPS has been implemented, final confirmation takes about 5 seconds, and the next step is to reach 5,000 TPS.

Even more impressive: Polygon×Kaito S2 (launching 2026/1/1) only rewards genuine signals—Top 20 each month split $10k USDC, with a snapshot at midnight Eastern Time on the 1st (1 PM Beijing time). The leaderboard . The devs believe: Payment + AggLayer (cross-chain like sending DMs) is the real moat.