After the New Year, the USDT to RMB exchange rate fell below 6.85, and many people are beginning to worry about the safety of their funds. Instead of sitting and waiting for the worst, it's better to plan ahead and develop a stablecoin allocation strategy.

I spent a lot of time researching various stablecoin investment products, comparing risk levels, fund sizes, liquidity cycles, and other dimensions. Among them, one project stands out—

**SUI Ecosystem's APY Boost Program**

This is an activity supported by the official SUI team, with a relatively legitimate project background. Compared to traditional bank savings, these DeFi products offer higher transparency in returns and more flexible redemption cycles. For those looking to achieve stable income before the bear market arrives, it can be considered as part of an asset allocation.