The narrative around America's affordability crisis keeps shifting. Here's what's actually happening: inflation's already cooled down significantly. Worker wages? They've climbed faster than price increases—that gap's real. Now everyone's pushing for aggressive rate cuts, but that's the trap. Slash rates too hard and you'll just reignite the whole machine, sending prices spiraling again.

So what's the actual solution? Honestly, there's only one realistic route: patience. Time fixes what policy alone can't. The market needs to digest current conditions, let real wage gains compound, and stabilize without artificial stimulus pumping more liquidity into an already heated system.

It's not sexy. It's not what traders want to hear. But rushing the recovery typically makes things worse, not better.