Federal Reserve's dovish shift in 2026? Fintech may face disruption, can banks become the next tech giants?

【CryptoWorld】Recently, a well-known investment strategist shared his views on the 2026 market during an interview with the media. He believes that the Federal Reserve will adopt a more moderate monetary policy stance next year, which could revive business confidence. The ISM Purchasing Managers’ Index is expected to return above 50, providing positive stimulation to traditional sectors such as industry, energy, and raw materials.

More interestingly, he pointed out that the financial services industry is at the forefront of transformation. The application of AI and blockchain will significantly reduce labor costs and increase profit margins—top banks like JPMorgan and Goldman Sachs may gradually exhibit characteristics of tech stocks, becoming the “tech elites” of the future.

Regarding market rhythm, he cited historical data to highlight an interesting pattern: after the stock market gains more than 20% for three consecutive years, there is a 50% chance that the upward trend will continue in the fourth year, sometimes even performing stronger. Of course, overconfidence remains a potential risk, but the current cautious attitude of investors may effectively hedge this hidden danger.

The market in 2026 is bound to experience fluctuations, but structural opportunities are worth paying close attention to.