Stablecoins poised for takeoff: From trillion-dollar imagination to institutional allocation dilemma

2025-12-22 19:20:13

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[Coin World] Stablecoins are becoming the new focus in the crypto market. It is widely believed that by 2028, the total market capitalization of stablecoins is expected to exceed 1.2 trillion USD. This rise not only reflects the expansion of market demand but also signifies that crypto assets are gradually evolving into an institutional-level asset class — their fluctuation can now be directly compared to traditional tech stocks.

Currently supporting this upward trend is the real money brought in by spot ETFs. So far, the net inflow of related funds has reached $58 billion, injecting ample liquidity into the Bitcoin price market. At the same time, enterprise-level holdings are quietly deepening: institutional investors have hoarded over 4% of the Ethereum supply in tokens, indicating that Ethereum is being incorporated into mainstream asset allocation frameworks.

What is even more remarkable is the rapid expansion of tokenized real assets. A tokenized fund under a leading asset management giant has surpassed $2 billion, and an increasing number of traditional assets are being moved onto the blockchain. This trend indicates that the integration of on-chain finance and the real economy has transitioned from the experimental phase to a period of acceleration.

However, it is important to be vigilant as technical threats are gradually emerging. The development of quantum computing may pose challenges to the security of Bitcoin—according to the most pessimistic estimates, by 2035, approximately 32.7% of the Bitcoin supply could be at risk from quantum threats. This reminds us that while enjoying the benefits of growth, we must not overlook long-term technological protection issues.

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gas_guzzler

· 21h ago

Stablecoins surpassing a trillion? Sounds great, but are institutions really allocating or just talking big? A net inflow of 58 billion is indeed impressive, but I'm afraid it's just the eve of playing people for suckers. Tokenized assets at a scale of 2 billion are far from as appealing as mainstream media makes them out to be. Ethereum's 4% supply sounds substantial, but in reality, one word from institutions can lead to dumping. Who knows about 2028? Anyway, I'll just hold on for now. The core issue is the institutional allocation dilemma; the trillion-dollar imagination is all nonsense. Stablecoins are indeed hot, but the real question is where the actual liquidity is. The money for the spot ETF has come in, but what about the exit channels? This market trend feels a bit hollow; it seems like institutions are accumulating while retail investors are left to catch a falling knife. Volatility compared to tech stocks? That's laughable; stablecoins still face criticism when tech stocks crash.

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TokenUnlocker

· 12-22 19:46

Stablecoins surpassing 1.2 trillion? Sounds good, but will institutions really enter the market on a large scale, or is it just another narrative of Be Played for Suckers? Institutions hoarding 4% of Ethereum's supply sounds impressive, but where does this data come from? Feels a bit inflated. 580 billion net inflow looks substantial, but will they run away just as quickly when the time comes... RWA has potential, but there are very few good projects that have truly landed, folks. Here we go with more amazing talk, let's see what happens in 2028. Expansion of stablecoins is possible, but the premise is that regulators don't create any troubles. The current environment is really not optimistic. So the key is to see who can survive until then, not all stablecoins will make it to the end.

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EthSandwichHero

· 12-22 19:46

Wow, 1.2 trillion? Is this number being exaggerated a bit... 580 billion net inflow sounds good, but the Large Investors who really enter the market are probably still waiting for a fall. The fact that 4% of Ethereum is being hoarded is indeed a bit outrageous. Are institutions really starting to take this seriously? Tokenization of assets at a scale of 2 billion... to be honest, this area is still quite vague, hard to understand. Stablecoins are indeed popular, but isn't the difficulty in allocation due to the regulatory clarity still not being sorted out? Is this another wave of cyclical speculation or real demand? Who can say for sure these days? What is the point of the institutional allocation dilemma? Only focusing on good news while ignoring risks? The prediction for 2028... that's still far away, and there will be too many variables by then.

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MevHunter

· 12-22 19:41

The real success of stablecoins depends on how regulation is handled; merely shouting about trillions is useless. 580 billion inflow sounds great but is scattered across various coins, and there aren't that many projects that can truly take off. Institutions hoarding 4% of Ethereum supply? It seems we still have to wait for the Mainnet upgrade to see the real demand. Tokenization of assets has only reached 2 billion in three years; the growth rate is a bit awkward. However, stablecoins are indeed the best stepping stone into TradFi.

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TokenomicsPolice

· 12-22 19:30

Stablecoins are hot, but will institutions really allocate them on a large scale? It feels like it's still just on paper. When institutions hoard coins, it sounds nice to say it's allocation, but it's actually just a prelude to playing people for suckers. The 58 billion for the spot ETF... sounds like a lot, but in the whole financial market, it's really not that much. Tokenized assets breaking 2 billion, it doesn't feel that revolutionary, I still don't quite believe it. A trillion-dollar imagination sounds great, but the real dilemma is: rich people still aren't willing to go all in. That being said, if stablecoins are really that stable, why do we keep messing around on-chain? They hit the point on the institutional allocation dilemma right; what they want is certainty, which Cryptography can't provide. Ethereum has 4% of its supply hoarded, how is that data calculated? It seems a bit ridiculous.

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