#数字资产生态回暖 $FOLKS behind Folks Finance, as a cross-chain DeFi platform, its core value lies in breaking down liquidity silos. Imagine a scenario: you deposit funds on Arbitrum but can borrow on Avalanche, all without the hassle of bridging or wrapping assets. This changes the game for users. Currently, it supports a unified liquidity pool across mainstream EVM chains such as Arbitrum, Avalanche, Polygon, and Ethereum.

The latest technical developments are worth noting. xChain V2 has just completed an upgrade, directly improving the efficiency of cross-chain lending. The launch of NTT (Native Token Transfer Mechanism), combined with multi-layer integrations like Wormhole, Chainlink CCIP, and Circle CCTP, makes asset transfers safer and faster. From an infrastructure perspective, this is indeed a significant evolution at the DeFi foundational layer.

What does the market think? Based on Fully Diluted Valuation (FDV) rankings, Folks Finance has entered the top three in the EVM lending sector, only behind AAVE and MORPHO. Especially after the TVL surge in the Monad ecosystem, the project has shifted from being an "Algorand-exclusive solution" to a true multi-chain hub. Many see this technological implementation as a "re-pricing" of DeFi infrastructure.

However, there's a question worth pondering: from its peak to now, can the pace of technical upgrades really absorb such a large increase? If upgrade news alone can push prices through so much, what is the driving force behind it? Market participants need to remain calm—technological progress is usually a long-term logic, but short-term extreme volatility often has other reasons. During periods of intense price fluctuations, caution is always the first principle.