Traditional Banking + Stablecoin Payments: Amina and Ripple's Cross-Border Clearing and Settlement Upgrade

【Crypto World】Ripple payment solution and Swiss Amina Bank have reached an interesting partnership — the latter will gain access to Ripple’s payment infrastructure. What does this mean? In simple terms, Amina can complete transaction settlements more efficiently and cheaply through this infrastructure.

The background is that Amina had already integrated Ripple USD stablecoin, and this cooperation deepens the relationship between both parties. For Amina, reducing the costs and friction of cross-border payments is key — after all, traditional bank cross-border transfers are expensive and slow. By connecting to Ripple’s payment infrastructure, Amina can better serve its crypto-native customer base and maintain a competitive edge.

This move reflects a broader trend: traditional financial institutions are beginning to seriously embrace stablecoins and blockchain payment tools to meet new market demands. As a relatively early adopter, Amina has found a promising path forward.