The Fed just cut rates by 25 basis points—marking the third reduction since September. This is huge for anyone watching crypto markets. The big question now: will everyday borrowers actually feel this in their wallets? Lower official rates don't always translate to lower credit card APRs or mortgage offers; banks have their own playbook. Still, looser monetary policy typically pumps liquidity into the system, which historically benefits risk assets. Time will tell if this trickles down or stays confined to institutional flows.