European banks embrace blockchain payments for the first time: Ripple and Swiss AMINA Bank promote new cross-border transaction models

【Crypto World】Ripple’s payment solution has achieved another significant breakthrough. Swiss crypto bank AMINA Bank AG recently announced the adoption of the Ripple Payments system, becoming the first traditional bank in Europe to connect to this platform.

What is the core highlight of this partnership? Simply put, it has opened up payment channels between fiat currency and stablecoins. Users can perform near-instant cross-border transfers through this system, eliminating the lengthy approval and settlement processes typical of traditional banks that often take several days. For cryptocurrency users, this means significantly reduced transaction costs and improved efficiency.

The Chief Product Officer of AMINA Bank emphasized a key point when discussing this collaboration: the friction present in traditional banking systems is being eliminated. Ripple has seized this opportunity to highlight its positioning—as a bridge connecting traditional financial infrastructure with blockchain-based financial infrastructure.

This is not just a product-level cooperation but also reflects the gradual integration of crypto payment technology into mainstream financial systems. With more banks across Europe joining in, the era of cross-border payments may truly be on the horizon.