I withdrew around 2 million to ZA Bank this month. Due to the stricter controls in the mainland recently, most of the withdrawals have been going to Hong Kong bank cards.

I only withdrew less than 500,000 in the mainland this month, but that's enough to cover my expenses for a year!

Are there any good wealth management options in Hong Kong? Most of my money in Hong Kong is placed in Interactive Brokers to earn interest, and I also randomly bought some CRCL, Nvidia, and Google stocks.

My expenses in the mainland have been quite high this year as well, but as long as I don’t make any big purchases, I can usually keep monthly expenses around 20,000, so it’s actually not that much over a year!