I checked the Transaction History today, and I don't know what it looks like when you make money, but I'm quite satisfied with myself.



The amount seems quite large for my spending habits, but most of it goes to my parents as red envelope transfers. My own expenses are around 300,000 to 400,000 a year.

In terms of normal consumption, I am quite satisfied. At least I didn't spend recklessly. Most of the time, it's just having some drinks with friends, going out for a trip, and buying a few clothes for myself and my girlfriend's parents, which should be considered as major expenses.

But one frightening thing is that suddenly I ran out of money. I calculated my withdrawals, and I had withdrawn around 900 RMB in total (via Alipay and bank card). The day before yesterday, my friend and I went to see a house, the Poly Tianrui's fourth-generation residential project, and there happened to be a group buying event. The 166 square meter unit is around 3.3 million RMB. Since it was the last day of the event, I had to pay a deposit of 50,000 RMB, and then pay the full amount or down payment within seven days.

I checked my bank card balance and it was nowhere near enough. When I got home, I carefully calculated the major expenses I could remember.

Invest in Film and Television 400w
Security Company 50w
Buy car 350,000
Buy watch 13+45.5
Buy Gold 300,000
Transfer 100w

The conclusion is that if you make money, you must hold onto it and not invest recklessly. The good thing is that I invested with my sister, so at least we can ensure capital preservation. However, at that time, I was indeed a bit impulsive; I shouldn't have invested so much. I calculated that my expenses are over 1 million at most, and the money I transferred to my parents is basically all saved by them, so it doesn't count as expenses. The big items I bought, except for the car which depreciates quickly, are all relatively valuable and can be liquidated quickly.

The only uncertain point is investment, and investment accounts for more than half of my withdrawal amount, which is also a point that can easily blow up. Once this fund comes back, I will be very cautious, only reinvesting profits. Keeping the money is what truly matters; everything else is just虚无!

Continue to withdraw funds slowly, half in the mainland and half in Hong Kong. I always tell myself that money is only mine when it reaches my bank card; as long as it's in the market, there's a possibility of losing everything overnight!
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