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Klarna Launches Stablecoin Built on Stripe’s Tempo Chain - Unchained
Buy-now pay-later firm Klarna has entered the digital asset space by launching a new U.S. dollar-backed stablecoin called KlarnaUSD, with the goal of slashing cross-border payment fees for its 114 million users.
“The move comes as McKinsey estimates stablecoin transactions now top $27 trillion a year — and could overtake legacy payment networks before the decade is out,” said the firm in its announcement.
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It also marks a significant strategic shift for Klarna, whose CEO Sebastian Siemiatkowski was previously critical of crypto, calling it a “decentralized Ponzi scheme.”
The KlarnaUSD stablecoin is built on Tempo, a layer 1 blockchain developed by Stripe and Paradigm specifically for payment transactions. It is issued through Bridge, Stripe’s stablecoin infrastructure.
While KlarnaUSD is currently live on Tempo’s testnet, a full mainnet rollout has been planned for 2026.