#隐私代币板块全线上扬 Recently, a fierce player has emerged in the crypto lending sector - Lava has just officially announced that it has secured $200 million in funding. Among the investors in this round are two heavyweight figures: Bitcoin loyalist Anthony Pompliano, and Eric Jackson from EMJ Capital.

Their newly launched product is called Bitcoin Line of Credit (abbreviated as BLOC), which essentially allows you to use your $BTC as a property title. It's similar to traditional securities pledge or mortgage loans, but with more flexible terms—there's no pressure to make monthly repayments, and there are no restrictions on maturity dates. You can borrow whenever you want, and you can repay at any time when you have sufficient funds.

Lava is essentially a closed-source self-custody wallet application. How much loan can you get? The maximum is half of the dollar value of your Bitcoin balance. Even more amazing is that many loan products and dollar payment channels do not require you to submit personal information, which places it between pure on-chain DeFi and traditional encryption financial institutions—retaining decentralized privacy while providing an institutional-level user experience.

However, the most noteworthy is their "liquidation protection" mechanism. When the price of $BTC fluctuates sharply, the system will automatically withdraw funds from your Bitcoin balance in the App to replenish the margin account, preventing you from being liquidated. For coin holders, this feature indeed solves the most troublesome issue of margin loans — it allows you to exchange coins for liquidity without having to monitor the market all day long, worrying about liquidation.