Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$3.11

+3.41%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0 USD

XRP

$3.11

+3.41%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$3.11

+3.41%

Markets

Popularity

Market Cap

$186.32B

Volume

Circulation Supply

$290.36M

59.77B

As of now, XRP (XRP) is priced at $3.11 per coin. The circulating supply stands at approximately 59,777,241,479 XRP, resulting in a total market capitalization of $59.77B, Current market capitalization ranking : 3.

In the past 24 hours, XRP’s trading volume reached $290.36M, representing a +3.41% compared to the previous day. Over the past week, XRP’s price +4.13%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

GUSD Explained: A Stable RWA Investment Choice by Gate

Beginner

More XRP Article

Ripple (XRP) Price Breaks $3: September 2025 Latest Analysis And Future Forecast

With the conclusion of the SEC lawsuit and increased institutional adoption, XRP showed strong momentum in September, but short-term technical indicators suggest it may face retracement pressure.

XRP Price Calculator: Easily Convert XRP to USD, CAD, and More

Use our XRP price calculator to get real-time conversions of Ripple into USD, CAD, and other currencies with live rates.

XRPL vs XRP: Understanding the Difference Between the Ledger and the Token

Learn the difference between XRP Ledger (XRPL), Ripple’s blockchain network, and XRP, the digital asset that powers payments.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

Potential Risks Associated with Using XRP for Financial Transactions

Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:

More XRP Wiki

The Latest News About XRP(XRP)

2025-09-18 14:26Bitcoin Insider

XRP价格能否攀升至$5以上？需要关注的技术和基本面信号

2025-09-18 13:26Gate News bot

REX-Osprey在美国推出狗狗币ETF DOJE以及XRP ETF XRPR

2025-09-18 13:18Bitcoincom News

瑞波币会是SWIFT的终结吗？

2025-09-18 12:04Crypto Daily

Pepenode社区成员评估XRP Tundra预售指标以寻找潜在快速回报机会...

2025-09-18 12:04CaptainAltcoin

为什么瑞波币(XRP)的价格突破$1,000并不像听起来那么不现实

More XRP News

BlockChainReporter

2025-09-18 15:06

BTC and XRP Holders Earn More Than $9,000 Per Day Through PAXMINING Cloud Mining

Recently, the cryptocurrency market has experienced increased volatility. XRP has retreated from its monthly high, while BTC continues to hover near key levels. For investors, finding stable income channels amid market fluctuations has become increasingly crucial. Beyond traditional strategies

BTC

+1.8%

XRP

+3.48%

ETH

+2.4%

DOGE

+6.62%

BlockChainReporter

2025-09-18 15:05

XRP News Today: $3.60 Target in Sight As Institutional Flows Accelerate Ahead of ETF Decision

The spotlight is back on XRP news today as the token pierced the $3.00 psychological threshold, fueled by institutional inflows and rising speculation around a U.S. ETF approval. Analysts now point to a $3.60 XRP price prediction, with momentum building from both spot and derivatives activity.

XRP

+3.48%

GateUser-70f1a337

2025-09-18 15:03

is this the start of the banana zone #Fed Cuts Rates By 25 Bps# #slowandsteadyincreaseis key# #XRP ETF Goes Live# #SOLANAETFGOESLIVE#

XRP

+3.48%

FAQ about Buying XRP(XRP)

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