EBT Reload Schedules: When is Your SNAP Benefit Deposited Each Month?

The Supplemental Nutrition Assistance Program (SNAP) provides crucial support to low-income families by delivering food assistance funds monthly through Electronic Benefits Transfer (EBT) cards. If you receive SNAP benefits, understanding when is EBT reloaded in your state is essential for monthly budgeting and food shopping. The deposit schedule varies significantly across different states, as each manages its own benefit distribution system based on factors such as your Social Security number, case number, or last name.

Rather than receiving all benefits on a single national date, the timing of when EBT funds appear on your card depends on your individual state’s administrative system. This staggered approach helps manage the high volume of transactions across the country each month.

How EBT Reloads Work Across America

When you apply for SNAP eligibility, your benefits are transferred to you via a prepaid EBT card—essentially a debit card with your monthly assistance amount already loaded. For most new cases, benefits arrive between the 1st and 10th of any given month. However, the exact date you receive your payment each month is determined by specific information tied to your case, such as the last digit of your Social Security number, your last name, or your unique case identification number.

The easiest way to discover when is EBT reloaded for your household is to visit your state’s official SNAP provider website and select your state from the “EBT in My State” dropdown menu. This will show you the precise deposit schedule for your situation.

A few key facts about how SNAP assistance functions:

• The EBT card works like a standard debit card at any SNAP-authorized retailer
• Benefits can purchase any eligible food items including produce, meat, dairy, grains, and packaged foods
• Each state individually determines its own payment schedule and distribution calendar
• Benefit deposits occur throughout the month—not everyone receives payments on the same date
• Your specific deposit date remains consistent every month based on your assigned criteria

State-by-State EBT Deposit Dates

Understanding when is EBT reloaded varies considerably by location. Here’s how each state structures its benefit distribution:

Alabama: Deposits span from the 4th through the 23rd, based on your case number

Alaska: All benefits deposit on the 1st

Arizona: Deposits occur between the 1st and 13th, determined by the first letter of your surname

Arkansas: Benefits load from the 4th to 13th, based on your Social Security number’s final digit

California: Funding arrives within the first 10 days, according to your case number’s last digit

Colorado: Deposits happen between the 1st and 10th of the month, determined by your Social Security number’s final digit

Connecticut: Reloads occur from the 1st to 3rd, based on the first letter of your last name

Delaware: Benefits distribute across 23 days starting from the 2nd, based on your last name’s first letter

Florida: Deposits span the 1st through 28th, determined by specific digits of your case number

Georgia: Reloads occur from the 5th to 23rd, based on your ID number’s final two digits

Guam: Deposits fall between the 1st and 10th

Hawaii: Benefits load on the 3rd and 5th, based on your surname’s initial letter

Idaho: Reloads happen during the first 10 days, according to your birth year’s final digit

Illinois: Deposits occur from the 1st to 20th, determined by your case type and case name combination

Indiana: Reloads span from the 5th through 23rd, based on your last name’s first letter

Iowa: Benefits deposit during the first 10 days, according to your surname’s first letter

Kansas: Deposits happen within the first 10 days, determined by your last name’s initial letter

Kentucky: Reloads occur during the first 19 days, based on your Social Security number’s last digit

Louisiana: Benefits deposit from the 1st to 14th, according to your Social Security number’s final digit

Maine: Reloads span from the 10th to 14th, based on your birthday’s last digit

Maryland: Deposits occur from the 4th through 23rd, determined by your surname’s first letter

Massachusetts: Benefits load during the first 14 days, based on your Social Security number’s final digit

Michigan: Reloads span from the 3rd to 21st, according to your ID number’s final two digits

Minnesota: Deposits happen from the 4th to 13th, based on your case number’s last digit

Mississippi: Reloads occur from the 4th to 21st, determined by your case number’s final two digits

Missouri: Benefits deposit between the 1st and 22nd, based on your birth month and surname

Montana: Deposits span from the 2nd through 6th, according to your case number’s final digit

Nebraska: Reloads occur from the 1st to 5th, based on your household head’s Social Security number’s final digit

Nevada: Benefits load during the first 10 days, determined by your birth year’s final digit

New Hampshire: All deposits occur on the 5th

New Jersey: Reloads happen during the first 5 calendar days, based on the 7th digit of your case number

New Mexico: Deposits occur during the first 20 days, determined by your Social Security number’s final two digits

New York: Benefits load from the 1st to 9th (from the 1st to 13th in New York City, excluding Sundays and holidays), based on your case number’s last digit

North Carolina: Reloads span from the 3rd to 21st, according to your Social Security number’s final digit

North Dakota: All benefits deposit on the 1st

Ohio: Deposits occur from the 2nd to 20th, determined by your case number’s final digit

Oklahoma: Reloads happen from the 1st to 10th, based on your case number’s last digit

Oregon: Benefits load from the 1st to 9th, according to your Social Security number’s final digit

Pennsylvania: Deposits occur during the first 10 business days, based on your case record number’s final digit

Puerto Rico: Reloads span from the 4th to 22nd, determined by your Social Security number’s last digit

Rhode Island: All benefits deposit on the 1st

South Carolina: Deposits occur from the 1st to 19th, based on your case number’s final digit

South Dakota: All reloads happen on the 10th

Tennessee: Benefits load from the 1st to 20th, according to your Social Security number’s final two digits

Texas: Deposits happen during the first 15 days, determined by your Eligibility Determination Group (EDG) number’s final digit

Utah: Reloads occur on the 5th, 11th, or 15th, based on your surname’s first letter

Vermont: All benefits deposit on the 1st

Virginia: Deposits span from the 1st to 9th, based on your case number’s final digit

Washington: Reloads occur throughout the month according to your application date and approval date

Washington, D.C.: Benefits load from the 1st to 10th, determined by your last name’s first letter

West Virginia: Deposits happen during the first 9 days, based on your surname’s initial letter

Wisconsin: Reloads occur during the first 15 days, determined by the 8th digit of your Social Security number

Wyoming: Benefits deposit from the 1st to 4th, based on your last name’s first letter

Where to Use Your EBT Card

Once you understand when is EBT reloaded for your household, knowing where to use the funds is equally important. Your SNAP benefits can be used at virtually any SNAP-authorized retailer, which includes most major supermarkets, farmers’ markets, convenience stores, and large retailers such as Walmart and Target. Many online grocery services also accept EBT cards for food purchases, making it convenient to shop from home.

The key is having your benefits available when you need to purchase groceries, so tracking your state’s specific deposit schedule ensures you can plan your shopping trips effectively.