Trump's latest move is pretty significant for the credit market. He's essentially telling credit-card lenders they need to cap interest rates at 10% for a full year—and he's not mincing words about it. He's calling out that anyone who doesn't comply would be "in violation of the law." This kind of policy intervention could reshape how lenders operate and might have ripple effects across the broader financial landscape. Whether it sticks or how markets react to this remains to be seen, but it's definitely worth keeping an eye on given how macro policy shifts can eventually influence asset allocation and market sentiment.