Traditional commodities? They've largely lagged behind tech equities, and honestly, positioning them as portfolio anchors is questionable. Sure, holding small defensive positions in precious metals makes sense as a hedge—insurance, really. But betting big on them? That's missing the point.

For long-term wealth building, especially in accounts with a decades-long horizon, the play is straightforward: tech and AI exposure. Load up on broad tech indices and hold. Let compounding do the heavy lifting. Panic selling during drawdowns kills more returns than any market crash does.

It's not complicated. Diversification with tail hedges? Fine. But core allocation? Tech-heavy portfolios still dominate for anyone with time on their side.