Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
315,030,338
0.000480%/
0.000528%
/4.63%
0.000625%
/5.48%
btc
BTC
2,551
241.56M USDT
0.000255%/
0.000336%
/2.95%
0.000309%
/2.71%
eth
ETH
6,427
11.56M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,891,012
42.04M USDT
0.000563%/
0.000614%
/5.38%
0.001040%
/9.12%
doge
DOGE
193,261,987
33.6M USDT
0.000346%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,908,298
22.18M USDT
0.000898%/
0.001259%
/11.03%
0.001087%
/9.53%
shib
SHIB
1,018,976M
13.61M USDT
0.000325%/
0.000358%
/3.14%
0.000613%
/5.37%
kas
KAS
135,261,823
12.03M USDT
0.000160%/
0.000176%
/1.55%
0.000428%
/3.75%
ltc
LTC
141,468
12.03M USDT
0.000344%/
0.000377%
/3.31%
0.000613%
/5.37%
bnb
BNB
19,326
11.63M USDT
0.005228%/
0.005732%
/50.22%
0.005649%
/49.49%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?