2026-01-09 01:25:05

POL (formerly Polygon/MATIC)'s development team Polygon Labs launched "Open Money Stack" on January 8, 2026, a modular technical framework specifically designed for regulated stablecoins. The core idea of this solution is quite straightforward—by standardizing the architecture, it connects fiat currencies with on-chain settlement, making cross-border transfers faster and cheaper.

In simple terms, it aims to solve the old problems of traditional cross-border payments: slow speed, high costs, and complicated processes. Open Money Stack seeks to redesign the entire process using blockchain technology, especially for stablecoin payment scenarios that require regulatory approval. This represents an interesting direction for the blockchain ecosystem exploring digital asset infrastructure—maintaining the advantages of decentralization while accommodating regulatory requirements.

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DataPickledFish

· 01-09 01:53

Cross-border payments really bypassed too many middlemen, and Polygon's idea is pretty good this time. --- Regulation-friendly stablecoin payments, now that's the right path, much more reliable than those wild tokens. --- Wait, how much can this framework really save? Or is it just another pie in the sky? --- Compliance + on-chain settlement, sounds like someone is finally serious about doing this. --- Open Money Stack sounds quite fitting for the name, let's see how it performs in practice. --- Banks should be trembling, although it still needs time for validation. --- All kinds of operations with Matic before, now finally seeing some reliable stuff. --- Modular frameworks sound simple, but truly implementing them is quite difficult. --- Balancing decentralization and regulation—this is the kind of balance Web3 should learn to achieve.

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TokenTherapist

· 01-09 01:53

Another round of cross-border payments is here, but I'm worried it might just be hype... Regulatory friendliness sounds good, but actually implementing it is still difficult.

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ParanoiaKing

· 01-09 01:42

POL is reinventing itself, truly the savior of cross-border payments. --- Wait, this time it seems serious... fiat currency linking, compliance frameworks, just hearing about it sounds so legitimate. --- The cross-border payment issues that have been talked about countless times, is someone finally taking action? --- What is the development team working on? They've come out with so many stablecoin frameworks; can this one really be put into use? --- Hmm... wanting both compliance and decentralization is really a tough balance. Don't end up with neither in the end. --- Polygon is still messing around, I'll just watch quietly. --- Is it true? Can it be ten times cheaper? I'm a bit tempted.

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MetaverseVagabond

· 01-09 01:28

Cross-border payments, Polygon has finally taken serious action, and the path of compliant stablecoins should have been paved long ago. Speaking of which, is having just a framework enough? The key is whether the banks will buy into it. Open Money Stack sounds good, but how will it actually be implemented? Can USDC operate smoothly here? Regulatory friendliness is a good thing, but it feels like we're just repeating the old CBDC approach... What about true decentralization? Fast speed and low cost— we've heard this many times before. The key question is, when will we actually be able to use it?

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