Financial inclusion matters far more than those who've only experienced traditional banking systems realize.

Think about it: 96% of the world's population lives outside the U.S., and a massive chunk of them desperately need dollar access but can't qualify for dollar accounts through conventional banking channels. The barriers are real—geographic limitations, documentation requirements, minimum balances.

Stablecoins change the equation. They give anyone with internet access and a wallet immediate exposure to stable currencies without waiting for approval from a bank in another country. No credit checks. No bureaucratic gatekeeping. No fees stacking up just to convert local currency into something more stable.

This isn't theoretical. For people in emerging markets dealing with currency volatility or hyperinflation, stablecoin adoption has become a practical survival tool, not a speculative asset.