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PayPal ：大型企业正引领加密支付采用，近85%商户预计5年内将成常态
GateNews
Odaily星球日报讯 PayPal 最新发布的一项调查显示，近 85% 的受访商户预计，加密货币支付将在未来五年内成为常态。该调查于 2025 年 10 月下旬进行，覆盖约 620 名“支付策略决策者”。
调查数据显示，近九成商户表示曾收到消费者关于使用加密货币支付的询问，其中约四成商户已在结账环节支持加密支付。已接受加密支付的商户中，有相当一部分表示，加密支付已占其总销售额的四分之一以上，且约四分之三的商户称相关销售额在过去一年中有所增长。
PayPal 加密业务副总裁兼总经理 May Zabaneh 表示，加密支付正从试验阶段迈向日常商业应用，其增长动力主要来自消费者对更快、更灵活支付方式的需求，一旦商户开始接入，便能看到实际价值。
从规模来看，加密支付的采用主要由大型企业推动。年营收超过 5 亿美元的企业中，约 50% 已接受加密支付，而小型和中型企业的比例分别为 34% 和 32%。此外，约 90% 的商户表示，若加密支付在体验和接入流程上能与传统银行卡支付相当，将愿意进行尝试。
该调查背景与稳定币监管进展密切相关。在 GENIUS 法案落地后，稳定币发行与交易获得明确指引，PayPal 作为最早布局稳定币的主流支付机构之一，其相关实践正被更多银行和金融科技公司跟进。（The Block）
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