XRP Price Prediction: If it catches up with Bitcoin's market capitalization, Ripple will soar to 40.68 USD

[XRP] (/buy-ripple-xrp) Price predictions show that if it reaches Bitcoin's current market capitalization of 2.415 trillion dollars, the price of each XRP is predicted to reach 40.68 dollars, a big pump of 14,000% (14.35 times) from the current 2.83 dollars.

XRP price prediction is based on a circulating supply of 53.4 billion coins, the launch of the spot XRP ETF, and Ripple's collaborations in the Middle East and Southeast Asia as key catalysts. Whether the XRP price prediction can be realized depends on challenging SWIFT, central bank collaborations, and RWA tokenization applications, with the current market capitalization of 168 billion dollars being only one-tenth of BTC.

XRP Price Prediction: Amazing Target of 40.68 USD

Among all cryptocurrencies in the industry, few have received as much commentary and XRP price predictions as XRP. XRP once found itself mired in legal uncertainty, but with favorable legal developments and the upcoming launch of the XRP spot ETF, it has begun to regain attention.

· Link XRP price prediction to Bitcoin market capitalization

(Source: MarketCapOf)

The market capitalization of Bitcoin has reached a level that rivals or even surpasses some of the world's largest multinational companies. Notably, Bitcoin's current market capitalization is as high as $2.415 trillion, on par with tech giants like Apple and Microsoft. As of the writing of this article, Bitcoin's market capitalization ranks as the eighth largest asset in the world, only behind silver and Amazon, and far ahead of Meta Platforms, Broadcom, and Saudi Aramco.

XRP is currently the third largest cryptocurrency by market capitalization, but XRP price predictions indicate that its market capitalization is far lower than Bitcoin. However, many analysts and market commentators believe that XRP is one of the few assets capable of challenging Bitcoin's dominance.

· XRP Price Prediction Calculation Logic

As of the writing of this article, the market capitalization of XRP is 168 billion USD, which is less than one-tenth of Bitcoin's market capitalization. According to data from MarketCapOf, if XRP reaches Bitcoin's current market capitalization, XRP price predictions indicate a value of approximately 40.68 USD per token.

XRP Price Prediction Data Breakdown:

Current XRP price: 2.83 USD

Target XRP price prediction: $40.68

Required pump: approximately 14,000% or 14.35 times

XRP circulating supply: approximately 53.4 billion coins

Current market capitalization: $168 billion

Target market capitalization: $2.415 trillion (Bitcoin level)

Given that the circulating supply of XRP is approximately 53.4 billion coins, this XRP price prediction implies that its price will increase by over 14,000% or 14.35 times from the current price of about $2.8. In fact, under this XRP price prediction scenario, an early investor who holds 1,000 XRP today would see the value of their XRP exceed $40,000.

XRP price prediction: Will it be realized? Three major catalysts

This XRP price prediction provides valuable insights into the long-term potential of XRP and the potential scale of value transfer in the cryptocurrency market. It also reveals how far the XRP price prediction needs to go to reach the current level of Bitcoin.

Catalyst 1: Challenge the SWIFT Payment System

This belief in XRP price prediction stems from the alignment of XRP with traditional finance. Its partnerships with banks and payment providers give it practical use cases that most cryptocurrencies lack. The use of XRP in remittances and the tokenization of real-world assets is growing, while XRP stakeholders are working to challenge SWIFT.

This provides a practical foundation for the cryptocurrency and may drive its market capitalization growth, supporting the realization of XRP price predictions.

Catalyst 2: Global Partnership Expansion

If Ripple continues to establish partnerships with central banks, payment providers, and institutional investors, similar to the growing collaborations Ripple is strengthening in regions such as the Middle East, Southeast Asia, and Latin America, then the idea of XRP price predictions narrowing the gap with Bitcoin will become less unattainable.

Ripple Global Layout Region:

Middle East: Cooperation with Bahrain FinTech Bay, Dubai Payment License

Southeast Asia: Expansion of Cross-Border Payment Networks

Latin America: Remittance Market Penetration

Global Central Banks: CBDC Technology Cooperation

These practical application scenarios provide fundamental support for XRP price predictions, unlike Bitcoin's positioning primarily as a store of value.

Catalyst 3: Launch of Spot XRP ETF

Another possible factor driving this XRP price prediction upward is whether the spot XRP ETF launches successfully in the United States. As of the writing of this article, the trading price of XRP is $2.83, and several institutions have submitted S-1 amendment documents, awaiting SEC approval.

If the XRP ETF is successfully launched and receives a large influx of institutional funds, the path for XRP price prediction to reach $40.68 will become clearer. The ETF will open up investment channels for trillions of dollars in retirement savings and institutional funds to invest in XRP, which is a key variable for the realization of XRP price predictions.

The Actual Significance of XRP Price Predictions for Holders

(Source: Trading View)

This XRP price prediction provides specific wealth growth imagination space for holders. If the XRP price prediction target of $40.68 is achieved, it means for holders of different sizes:

Different positions of XRP price forecast returns:

1,000 XRP: increased from $2,830 to $40,680 (an increase of $37,850)

10,000 XRP: Increased from $28,300 to $406,800 (an increase of $378,500)

100,000 XRP: Increased from $283,000 to $4,068,000 (an increase of $3.785 million)

The realization of this XRP price prediction will create a large number of cryptocurrency millionaires and billionaires, especially those early investors who bought in below $1 and held for the long term.

The Real Challenges Facing XRP Prices

However, the XRP price prediction reaching 40.68 USD faces significant challenges. Bitcoin's current dominance is attributed to its first-mover advantage and its recognition as a store of value. For the XRP price prediction to be realized, breakthrough progress in practical applications is needed.

XRP Price Prediction Challenge List:

The market capitalization gap is huge: it needs to grow from 168 billion to 2.415 trillion US dollars.

Intense competition: The SWIFT system still dominates global payments.

Regulatory uncertainty: The approval progress of the XRP ETF remains unclear.

Adoption speed of technology: Central banks and financial institutions require time for adoption.

The timing of the realization of XRP price predictions is also a key issue. Even if everything goes smoothly, it may take 5-10 years or even longer for the current market capitalization to grow to Bitcoin levels. XRP price predictions are not short-term speculative targets, but rather a long-term strategic vision.