數位支付版圖迎大洗牌?消息:Stripe 考慮併購 PayPal

ETH3,17%

據《彭博社》周二引述知情人士報導,近年積極布局加密貨幣、穩定幣業務的金融科技公司 Stripe,正考慮收購數位支付始祖 PayPal 的全部或部分事業。 報導指出,Stripe 這家未上市公司,已針對收購這家數位支付先驅或旗下部分資產表達初步興趣,不過相關討論仍處於初步階段,最終能否達成交易尚無定論。 Stripe 周二才宣布將公開收購員工持股,為現有、前任員工提供賣股套現的機會,公司估值達 1,590 億美元。據指,Stripe 表示將動用自有資金進行股份回購,而 Thrive Capital 、 Coatue 以及 a16z 等投資方也都會出資支持。 與此相對,曾經的王者 PayPal 雖然在 1990 年代末引領網購熱潮、推動數位錢包普及,但近年在 Stripe 等後起之秀的步步進逼下,市場份額與技術領先優勢正逐漸流失,英雄遲暮的頹勢顯露無疑。 PayPal 和 Stripe 都對加密貨幣,特別是穩定幣表現出了濃厚的興趣。 Stripe 去年收購穩定幣平台 Bridge,後者已獲得美國貨幣監理署(OCC)的初步批准,未來有望成為聯邦特許銀行。 另一方面,PayPal 則是在 2023 年與 Paxos 聯手推出穩定幣 PYUSD,目前市值約 38 億美元,已成為在美國聯邦監管框架下發行、規模最大的美元穩定幣。 PayPal 近期一項調查顯示,近 85% 受訪用戶預期,未來 5 年內加密貨幣支付將成為生活常態。公司也已宣布,將推出全新的點對點(P2P)支付功能,並規劃將支援範圍擴大到比特幣、以太幣與穩定幣交易。

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