香港移民政策拥抱加密资产，Web3发展前景如何？

近日，香港投资推广署批准了一项以以太坊作为3000万港元资产证明的投资移民申请。这一消息引起了加密圈的广泛关注，尤其是对于持有大量加密资产的投资者而言，这无疑为他们打开了一扇新的大门。

这项政策属于香港2023年推出的新资本投资者入境计划（CIES）。该计划旨在吸引外部投资者和资本，进一步巩固香港作为国际资产及财富管理中心的地位。根据计划规定，合格投资者在香港投资3000万港币获允许资产后，可获得逗留签证，居住满7年后有机会申请香港永久性居民身份。

申请流程包括以下几个关键步骤：

1. 资产证明：申请者需聘请香港专业会计师出具拥有3000万港币净资产的验资证明。资产所在地和构成不受限制，只需证明在申请前6个月内持续拥有该数额的净资产。

2. 投资要求：申请者需在获批前后6个月内，将不少于3000万港币投资于指定的资产类别。其中2700万港币可投资于金融资产，如香港上市公司股票、债券等。剩余300万港币则必须投资于由香港投资管理有限公司成立的专门投资组合。

3. 续签和维持：获得2年逗留签后，申请者需每年提供验资报告，证明投资总额仍不低于3000万港币。

值得注意的是，本次加密货币的参与主要体现在首次验资阶段。比特币和以太坊等主流加密货币被认可为有效资产。然而，使用加密货币作为资产证明时，最大的挑战在于证明资金来源的合法性。申请者需要提供购买加密货币的原始资金来源以及交易记录，这对于许多长期持有者来说可能是一个难题。

香港接纳加密货币作为投资移民的资产证明，不仅体现了其开放态度，也再次印证了香港对加密行业的包容。这一政策有望吸引更多加密领域的人才和资本，进一步推动香港Web3产业的发展。

然而，从全球加密市场的角度来看，香港的影响力仍然有限。相比美国等地区，香港的加密市场规模较小，成本也相对较高。一些业内人士认为，3000万港币的门槛对于选择香港作为移民目的地来说性价比不高，相比之下，新加坡、澳大利亚甚至迪拜等地可能更具吸引力。

尽管如此，香港在Web3领域的发展战略并非单纯追求市场份额，而是试图在传统金融基础上构建新的去中心化金融体系。通过监管虚拟资产交易平台、发展稳定币和实物资产代币化（RWA）等举措，香港正努力填补虚拟资产领域的空白，同时保持其传统金融中心的地位。

Hong Kong's Investment Promotion Agency has approved an investment immigration application using Ethereum as proof of assets worth HK$30 million. This news has attracted widespread attention in the crypto community, especially for investors holding large amounts of crypto assets, undoubtedly opening a new door for them.

This policy is part of Hong Kong's new Capital Investment Entrant Scheme (CIES) launched in 2023. The scheme aims to attract external investors and capital, further consolidating Hong Kong's position as an international asset and wealth management center. According to the plan, qualified investors can obtain a stay visa after investing HK$30 million in permitted assets in Hong Kong, and have the opportunity to apply for permanent residency in Hong Kong after residing for 7 years.

The application process includes the following key steps:

1. Asset Proof: Applicants need to hire a professional accountant in Hong Kong to issue an asset verification certificate proving ownership of net assets of HK$30 million. The location and composition of assets are not restricted, only need to prove continuous ownership of this amount of net assets within 6 months before application.

2. Investment Requirements: Applicants need to invest no less than HK$30 million in designated asset categories within 6 months before or after approval. Of this, HK$27 million can be invested in financial assets such as stocks and bonds of Hong Kong listed companies. The remaining HK$3 million must be invested in a special investment portfolio established by Hong Kong Investment Management Limited.

3. Renewal and Maintenance: After obtaining a 2-year stay visa, applicants need to provide an asset verification report annually to prove that the total investment amount is still not less than HK$30 million.

It is worth noting that the participation of cryptocurrencies this time is mainly reflected in the initial asset verification stage. Mainstream cryptocurrencies such as Bitcoin and Ethereum are recognized as valid assets. However, when using cryptocurrencies as proof of assets, the biggest challenge lies in proving the legitimacy of the source of funds. Applicants need to provide the original source of funds for purchasing cryptocurrencies and transaction records, which may be a challenge for many long-term holders.

Hong Kong's acceptance of cryptocurrencies as proof of assets for investment immigration not only demonstrates its open attitude but also confirms Hong Kong's inclusiveness towards the crypto industry. This policy is expected to attract more talent and capital in the crypto field, further promoting the development of Hong Kong's Web3 industry.

However, from the perspective of the global crypto market, Hong Kong's influence is still limited. Compared with regions such as the United States, Hong Kong's crypto market size is relatively small, and costs are also relatively high. Some industry insiders believe that the threshold of HK$30 million is not cost-effective for choosing Hong Kong as an immigration destination. In comparison, places like Singapore, Australia, and even Dubai may be more attractive.

Nevertheless, Hong Kong's development strategy in the Web3 field is not simply pursuing market share, but trying to build a new decentralized financial system on the basis of traditional finance. Through measures such as regulating virtual asset trading platforms, developing stablecoins and tokenization of real-world assets (RWA), Hong Kong is striving to fill the gap in the virtual asset field while maintaining its position as a traditional financial center.