Ripple Chief Technology Officer David Schwartz opposes artificially subsidizing XRP costs to promote institutional adoption, comparing such incentive measures to the early loss-making strategies of companies like Uber. He warned that paid promotion would create a fragile business model and emphasized that Ripple is focused on eliminating friction in cross-border payments, letting the technology's utility speak for itself. Despite this, Ripple has previously used economic incentive measures, such as its partnership with MoneyGram.

$XRP Bearish. Go for it boldly.

Techub News — According to CoinDesk, Ripple announced it has joined the BLOOM program under Singapore's Monetary Authority (MAS), where it will test an automated settlement solution for cross-border trade finance driven by the stablecoin RLUSD within the regulatory sandbox. Ripple is collaborating with supply chain fintech company Unloq to build a condition-triggered payment system based on XRP Ledger — when preset conditions such as cargo verification are met, the system will automatically release RLUSD payments, replacing the cumbersome processes in traditional trade finance that rely on manual verification, letters of credit, and correspondent banking relationships, significantly compressing settlement cycles that previously took days or even weeks.