This is the 5 million asset allocation plan I made with AI, using the 4-4-1-1 model:

1. 40% (2 million) fully converted into stablecoins (U).
Only engaging in spot arbitrage, low-risk financial management, and large IPO subscriptions (such as IPO Prime), ensuring risk-free annual returns.
2. 40% (2 million) only buying BTC and ETH spot.
Stored in cold wallets, holding long-term, steadily benefiting from the overall expansion of the crypto market.
3. 10% (500k) excess returns
Buying leading projects and heavily held institutional assets in the current cycle (such as SUI, which has recently seen compliant old money entering).
4. 10% (500k) high-odds speculative positions
Positions to satisfy trading desires. Used for grabbing shares of unicorns in the primary market, or engaging in meme or "dirt dog" plays.