Today I organized the office and accidentally came across a stack of notes I wrote when I still had a credit card. Those years, these Transaction Histories became my biggest nightmare - whether eating, sleeping, or even when I was with my wife, my mind was constantly calculating: when will it finally come to an end?

Credit cards are like drugs; you tell yourself "no more swiping," but every repayment day comes, and you have no choice but to grit your teeth and continue swiping. Each time you swipe, you tell yourself, "this is the last time," but the result is month after month, year after year, the abyss seems endless. That sense of helplessness and despair, I believe many people are still experiencing today. At that time, I was just in my early thirties, and although my life path was clearly still long, I always felt like it was an endless stretch. Countless nights I was awakened by nightmares, feeling like I was sleeping on the edge of a cliff, ready to fall at any moment.

But I have never given up on myself, and I cannot give up - there are elderly and ill parents at home, and two hungry children. I must hold on.

The turning point happened in 2021. Taking advantage of that bull market, I started with 40,000 yuan and spent a few years building it up to tens of millions in assets, completely changing the fate of myself and my family, and achieving a leap in social class. So I really want to tell everyone: Never lose confidence, opportunities will always come, what matters is that you can seize them. Believe in yourself, you can also rewrite your life with effort and wisdom!