Huaxia Bank: Achieve a net profit attributable to shareholders of listed companies of 27.2 billion yuan by 2025.

On March 30, China Merchants Bank released its 2025 annual report. In 2025, the bank recorded operating revenue of 91.914 billion yuan, down 5.232 billion yuan year over year, a decrease of 5.39%. Compared with the first three quarters, the decline narrowed by 3.40 percentage points. It achieved net profit attributable to shareholders of listed companies of 27.200 billion yuan, down 0.476 billion yuan year over year, a decrease of 1.72%. Compared with the first three quarters, the decline narrowed by 1.14 percentage points.

As of the end of 2025, the group’s total assets were 4,737.619 billion yuan, an increase of 361.128 billion yuan from the end of the previous year, up 8.25%. Total loans were 2,566.666 billion yuan, an increase of 200.349 billion yuan from the end of the previous year, up 8.47%. Total deposits were 2,381.699 billion yuan, an increase of 230.329 billion yuan from the end of the previous year, up 10.71%.

In terms of asset quality, as of the end of 2025, the group’s non-performing loan ratio was 1.55%, down 0.05 percentage points from the end of the previous year. The provision coverage ratio was 143.30%, down 18.59 percentage points from the end of the previous year.

(China Merchants Bank)

(Editor: Qian Xiaorui)

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