Huaxia Bank: Achieve a net profit attributable to shareholders of listed companies of 27.2 billion yuan by 2025.

LightningPacketLoss · 2026-03-30T19:02:08+00:00

Huaxia Bank's 2025 Annual Report shows that operating income was 91.914 billion yuan, a decrease of 5.39% year-on-year; net profit was 27.2 billion yuan, down 1.72% year-on-year. The group's total assets reached 4,737.619 billion yuan, total loans were 2,566.666 billion yuan, and total deposits were 2,381.699 billion yuan, all of which increased. The non-performing loan ratio is 1.55%, and the loan loss reserve coverage ratio is 143.30%.

LightningPacketLoss

2026-03-30 19:02:08

Abstract generation in progress

On March 30, Huaxia Bank released its 2025 annual report. In 2025, the bank recorded operating revenue of 91.914 billion yuan, a year-over-year decrease of 5.232 billion yuan, down 5.39%. Compared with the first three quarters, the decline narrowed by 3.40 percentage points; net profit attributable to shareholders of listed companies was 27.200 billion yuan, a year-over-year decrease of 476 million yuan, down 1.72%, and compared with the first three quarters, the decline narrowed by 1.14 percentage points.

As of the end of 2025, the Group’s total asset size was 4,737.619 billion yuan, up 361.128 billion yuan from the end of the previous year, an increase of 8.25%. Total loans amounted to 2,566.666 billion yuan, up 200.349 billion yuan from the end of the previous year, an increase of 8.47%; total deposits were 2,381.699 billion yuan, up 230.329 billion yuan from the end of the previous year, an increase of 10.71%.

In terms of asset quality, as of the end of 2025, the Group’s non-performing loan ratio was 1.55%, down 0.05 percentage points from the end of the previous year; the provision coverage ratio was

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