RuiFeng Bank: Net profit attributable to shareholders of the listed company is 1.966 billion yuan in 2025, a year-on-year increase of 2.3%

LightningPacketLoss · 2026-03-30T18:41:47+00:00

RuiFeng Bank's 2025 Annual Report shows that the group's operating income was 4.408 billion yuan, with a net profit of 1.966 billion yuan, representing increases of 0.53% and 2.30%, respectively. Total assets reached 241.495 billion yuan, with both loans and deposits increasing. The non-performing loan ratio slightly rose, indicating an enhanced risk resistance capability.

LightningPacketLoss

2026-03-30 18:41:47

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On March 26, RuiFeng Bank released its 2025 annual report. In 2025, the Group achieved operating revenue of RMB 4.408 billion, up 0.53% year-on-year; it achieved net profit attributable to shareholders of the listed company of RMB 1.966 billion, up 2.30% year-on-year. The net interest margin stabilized after declining. In 2025, the Group’s net interest margin was 1.50%, unchanged from the previous year; the deposit interest expense rate was 1.83%, down 37 BP from the previous year.

By the end of 2025, the Group’s total assets were RMB 241.495 billion, up RMB 20.992 billion from the beginning of the year, an increase of 9.52%; total deposits were RMB 178.099 billion, up RMB 15.408 billion from the beginning of the year, an increase of 9.47%; total loans were RMB 141.206 billion, up RMB 10.246 billion from the beginning of the year, an increase of 7.82%.

In terms of asset quality, by the end of 2025, the Group’s non-performing loan ratio was 0.99%, up 0.02 percentage points from the beginning of the year; the allowance coverage ratio was 326.51%, up 5.64 percentage points from the beginning of the year; the loan loss reserve ratio was 3.23%, up 0.13 percentage points from the beginning of the year, and its risk-absorbing capacity continued to strengthen.

(RuiFeng Bank)

(Editor: Qian Xiaorui)

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