Luzhou Bank announces 2025 performance: net profit has increased by 20% for three consecutive years, and assets have surpassed 200 billion.

On March 23, Luzhou Bank released its 2025 annual performance report. The performance report shows that the bank’s operating scale and quality and efficiency both jumped higher throughout the year, its core indicators remained steady and improved, and its level of high-quality development continued to rise. As of year-end, the bank’s total assets reached 2024.62 billion yuan, up 18.40% year over year, successfully crossing the 200 billion yuan threshold; total deposits were 1565.56 billion yuan, up 15.70%; total loans were 1248.30 billion yuan, up 20.11%. The growth rate of its scale indicators ranked among the top tier among city commercial banks in the province.

For the full year of 2025, Luzhou Bank achieved net profit of 1.542 billion yuan, up 20.91% year over year. It delivered consecutive three-year growth of more than 20%, with both ROE and ROA improving and shareholder value growing steadily. Asset quality reached its best level in nearly six years: the non-performing loan ratio was 1.18%, declining for three consecutive years. It was 64 basis points lower than the national average for city commercial banks. The provision coverage ratio was 415.24%, exceeding regulatory requirements by 265.24 percentage points, and its risk-control line of defense remained solid.

In addition, the bank’s board of directors recommended a dividend of 1.3 yuan per share, with an expected dividend yield above 7%. Throughout the year, it continued to focus on the local real economy, with inclusive small and micro-loan balances of 15.781 billion yuan. Its digital transformation achieved remarkable results, with an electronic banking substitution rate of 95.13%.

(Luzhou Bank)

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(Editor: Wang Xinyu)

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