Postal Savings Bank: Achieve a net profit attributable to bank shareholders of 87.404 billion yuan by 2025, a year-on-year increase of 1.07%

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2026-03-30 16:17:10

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On March 27, Postal Savings Bank released its 2025 annual report. In 2025, the bank recorded operating income of 3557.28 billion yuan, up 1.99% year over year; of this, net interest income was 2816.20 billion yuan, down 1.57% year over year, with the decline continuing to narrow; net fee and commission income was 293.65 billion yuan, up 16.15%; and other non-interest net income was 447.43 billion yuan, up 19.73%. Net profit came in at 876.23 billion yuan, up 1.05% year over year; net profit attributable to bank shareholders was 874.04 billion yuan, up 1.07%.

As of the end of 2025, Postal Savings Bank’s total assets reached 18.68 trillion yuan, up 9.35% from the end of the previous year; of which, total customer loans were 9.65 trillion yuan, up 8.25% from the end of the previous year. Total liabilities were 17.52 trillion yuan, up 9.13% from the end of the previous year; of which, customer deposits were 16.54 trillion yuan, up 8.20% from the end of the previous year. The non-performing loan ratio was 0.95%, and the provision coverage ratio was 227.94%.

(Postal Savings Bank)

(Editor: Qian Xiaorui)

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